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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very easy to use and the option to use PayPal credit...

Very easy to use and the option to use PayPal credit for large purchases, also I use it to pay regular payments and subscriptions as well so I can relax and leave the payments to Paypal, all good thanks. Reviewed on: 28th May 2025

Easy to use and if there is a problem with companies...

Easy to use and if there is a problem with companies regarding goods or refunds Paypal has always been very helpful . Reviewed on: 28th May 2025

Great customer service and support

Great customer service and support Reviewed on: 28th May 2025

Flexible, Easy and a Lifesaver

Honestly, PayPal Credit has been a lifesaver for me. I used it to buy stuffs I really needed for work, and being able to split the payments over a few months made it way more manageable. The 0% interest for 4 months gave me breathing room, and I paid it off before interest kicked in. Super easy to use, especially since I already had PayPal. Just make sure to stay on top of payments! Reviewed on: 28th May 2025

So easy, and clear communication from start to finish.

So easy, and clear communication from start to finish. Reviewed on: 28th May 2025

Overall experience with PayPal has been great

Overall experience with PayPal has been great Reviewed on: 28th May 2025

All good

Never let me down, good costumer service Reviewed on: 28th May 2025

Super efficient and Friendly

Every transaction or contact I have had is super efficient and friendly Reviewed on: 28th May 2025

Good option to have, when you want to buy more expen...

Good option to have, when you want to buy more expensive items. Reviewed on: 28th May 2025

Reliable service

Reliable service,gives you options of credit,sending and receiving money is easy Reviewed on: 28th May 2025

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