Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit is very good helped me out in a lot of...

Paypal credit is very good helped me out in a lot of situations Reviewed on: 13th July 2026

Very good service but always room for improvement so...

Very good service but always room for improvement so nothing is excellent then it stops striving. Reviewed on: 13th July 2026

Easy to use app & easy to understand.

Easy to use app & easy to understand. When I have had to call them they’ve been helpful and clear sorting any issues out that I have had. I like how I can go through all my transactions and payments through the app. Reviewed on: 13th July 2026

I've been here for about 10 years and I've never had...

I've been here for about 10 years and I've never had a problem, for example with a refund or payment Reviewed on: 13th July 2026

Quick and well thought app.

Quick and well thought app. Many options of how to pay. Very easy to send money to friends Reviewed on: 13th July 2026

Effective and fast always

Effective and fast always. No hassle to resolve a complaint and always thinking about your client. Reviewed on: 13th July 2026

Good experience at every shopping sessions.

Good experience at every shopping sessions. Reviewed on: 13th July 2026

Hard to know what credit was set up or adjust.

Hard to know what credit was set up or adjust. Reviewed on: 13th July 2026

Outstanding service

Outstanding service, always before everyone Reviewed on: 13th July 2026

Always there when needed!

Always there when needed!! Whenever I need quick purchase PayPal is a grate help with 3 x 0% option or PayPal credit which can offer you up to 4 months 0%. What I can tell more best of the best. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub