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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Absolutely amazing help when I’ve needed it.

Absolutely amazing help when I’ve needed it. So easy to use and just love using PayPal. Feel safe using it and recommend it to everyone. Reviewed on: 13th July 2026

Good service

That okay answer call very quick the important part of it Reviewed on: 13th July 2026

So handy to use and repay without any stress.

So handy to use and repay without any stress. It means I’m able to buy without worry. The interest terms are easy to stick to and give affordability for higher priced goods. Reviewed on: 13th July 2026

PayPal pay in 3 and PayPal credit are brilliant opti...

PayPal pay in 3 and PayPal credit are brilliant options to pay for larger items. The app is so easy to use. You can see exactly where you’re up to and stay in control. Reviewed on: 13th July 2026

Firstly, PayPal Credit is a safe and secure method o...

Firstly, PayPal Credit is a safe and secure method of payment, which gives me total confidence in today’s market where there is so much fraud and security issues. Secondly, PayPal Credit is always a fast and reliable means of payment. Most importantly, any issues are resolved promptly and effectively. Paypal credit is my preferred method for online transactions. Reviewed on: 13th July 2026

Easy to use, easy to see what you need to pay off an...

Easy to use, easy to see what you need to pay off and when Reviewed on: 13th July 2026

Excellent service never a issue very easy to use

Excellent service never a issue very easy to use Reviewed on: 13th July 2026

PayPal is an easy way to pay.

PayPal is an easy way to pay. You can use it on your smartphone, or your computer, and you can even get a card. It's very handy, and the interest is fair. I especially like the pay in three feature, when money is a bit tight, but you need something that's just a little too expensive for the moment. And, it's easy to pay your balance, or just what you can afford at that time. I love PayPal. Reviewed on: 13th July 2026

Easy to use and great way to pay

Easy to use and great way to pay Reviewed on: 13th July 2026

Very Happy

Used pay pay credit for years now, great service and very straight forwards to use. Reviewed on: 13th July 2026

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