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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,171 reviews, last reviewed 15th Jun 2026
4063750% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn't find credit with other lenders and pay pall... Couldn't find credit with other lenders and pay pall accepted me without any hassle easily set u and instant credit and even gaining points to use as ... Read more Reviewed on: 15th June 2026
Daveb's avatar
Daveb

Latest lowest rating:

1

Useless Ai slop layered over incompetence. Useless Ai slop layered over incompetence. Reviewed on: 15th June 2026
Jam's avatar
Jam
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139171)

Excellent interest free way to pay.

5
Excellent interest free way to pay. Reviewed on: 12th June 2026
Steve 's avatar
Steve

PayPal is transparent, offering very handy services...

5
PayPal is transparent, offering very handy services and it is one of my favourite finance/payment options. Reviewed on: 12th June 2026
Anonymous's avatar
Anonymous

Easy to use and the website is easy to navigate.

5
Easy to use and the website is easy to navigate. Various debit card can be attached to the account giving more flexibility. The provision of credit helps with spreading the cost of purchases. Reviewed on: 12th June 2026
Jay's avatar
Jay

Help you through to payday!

5
I use it between being paid at work if I really need to pay for something.It is the really easy to pay either in installments or one lump sum. Reviewed on: 12th June 2026
SS's avatar
SS

Exceptional Credit

5
PayPal is an exceptionally credit instrument that has become very useful for me and my household. Affordable, reliable and quick to access Reviewed on: 12th June 2026
ASOR KC's avatar
ASOR KC

paypal is very flexibil

5
im verry happy with PayPal is flexibile and can you pay everything you need verry good Reviewed on: 12th June 2026
Alexandru Neagu's avatar
Alexandru Neagu

Works well, good terms, and very convenient

5
Works well, good terms, and very convenient Reviewed on: 12th June 2026
Kieran s's avatar
Kieran s

PayPal is quick and reliable to use!

5
PayPal is quick and reliable to use! Especially if you have friends and family abroad it’s simple to sue and it’s a great platform to have access to. I have been using PayPal for several years and there are so many cool features that you can use. I would definitely recommend using PayPal. Reviewed on: 12th June 2026
Katie P's avatar
Katie P

Convenient and flexible payment option

5
I have found PayPal very easy to use, and the 4 month interest free payment option is particularly helpful. It allows me to purchase items when needed, even if I do not have the full funds available before payday. I find it a convenient and flexible way to manage my spending while spreading the cost of larger purchases. Reviewed on: 12th June 2026
Belinda's avatar
Belinda

Excellent service.

5
Excellent service. Love paypal, it protects buyer. Reviewed on: 12th June 2026
Mohammed W's avatar
Mohammed W

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