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PayPal: PayPal Credit reviews

4.73
Based on 139,288 reviews, last reviewed 15th Jun 2026
4068950% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is one of the good things you should have I have been with PayPal for quite some time; it always offers many perks. On top of that, I always feel that when it's a hard time, I have a pillar be... Read more Reviewed on: 15th June 2026
Khan Afri's avatar
Khan Afri

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139288)

Very easy to use no hidden fee's great customer serv...

5
Very easy to use no hidden fee's great customer service Reviewed on: 12th June 2026

Using paypal credit

5
I use paypal credit to spresd the cost over a few months Reviewed on: 12th June 2026

It's very easy to use.

5
It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026

Always secure and easy to use especially when you ne...

5
Always secure and easy to use especially when you need to raise a dispute Reviewed on: 12th June 2026

Great service

5
It’s handy as it can be used anywhere. In struggled recently and customer services have been amazing. Reviewed on: 12th June 2026

Straight forward and it helped with finances, made h...

5
Straight forward and it helped with finances, made holidays with family more affordable Reviewed on: 12th June 2026

Best online credit

5
PayPal credit is easy to use, monthly payments taken directly from your bank, so all you have to do is use the credit when you need it Reviewed on: 12th June 2026

PM review

5
PayPal is easy to use and safe. Pay in 3 is excellent for spreading the cost Reviewed on: 12th June 2026

Easy to manage and great offers!!

5
Easy to manage and great offers with zero interest periods Reviewed on: 12th June 2026

Brilliant company

4
really easy to use pay in 3 and so easy to pay for stuff without hassle Reviewed on: 12th June 2026

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