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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love PayPal because of the many options.

Love PayPal because of the many options. I use pay in 3 alot and lots of places accept it that’s really handy Reviewed on: 13th July 2026

So easy to use staff are more than helpful and if pa...

So easy to use staff are more than helpful and if paypal thinks a site youre buying from is suspicious it won't pay so the security is excellent. Can't go wrong with paypal. Reviewed on: 13th July 2026

Amazing flexable payment options

Amazing buy now pay later service which i have used many times, flexable payment options make that amazing purchase more achievable, will use again and again. The app make it easy to see what is going out and what is happening in your account. Reviewed on: 13th July 2026

Fast and easy to set up, user can make instalment to...

Fast and easy to set up, user can make instalment to reduce burden. Reviewed on: 13th July 2026

Efficient and Easy

PayPal is very easy to use and offers a great facility to pay for items Reviewed on: 13th July 2026

Have used PayPal Credit a few times and it is easy t...

Have used PayPal Credit a few times and it is easy to use and provides you with interest free options. Reviewed on: 13th July 2026

Payment option

Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная система в современных реалиях. Другие сервисы сразу проводят оплату и сразу видно оплату , соответственно и сразу видно, что существует какая-то проблема или нет . Это приводит к дополнительным финансовым затратам в случае не прохождения платежа . Буду стараться избегать в будущем делать платежи через систему кредита . Reviewed on: 13th July 2026

Never had a single problem in 5 years

Never had a single problem in 5 years Reviewed on: 13th July 2026

It's always there when you need it!

It's always there when you need it! Reviewed on: 13th July 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, simple to manage payments, and very convenient for spreading the cost of purchases. Highly recommended! Reviewed on: 13th July 2026

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