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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181106)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good, easy to use.

5
Very good, easy to use. Easy to navigate too. Reviewed on: 15th July 2026

PayPal service

5
Exceptional service been with pay pal for a number of years and have never had any problems with anything Reviewed on: 15th July 2026

Paypal and paypal credit best thing to exist.

5
Never had any issues with paypal credit, more an more retailers accept paypal as payment and cant be happier as there is no cost of interest. Whenever is possible I always chose paypal and paypal credit as payment. Reviewed on: 15th July 2026

Quick and easy to use, helpful to spread costs ...

5
Quick and easy to use, helpful to spread costs Reviewed on: 15th July 2026

I trust PayPal more than any other payment method

5
I trust PayPal more than any other payment method Reviewed on: 15th July 2026

Easy to apply.

5
Easy to apply. Gave me flexibility to spread cost interest free on a new purchase. Reviewed on: 15th July 2026

Fast reliable and easy to navigate service

5
Fast reliable and easy to navigate service Reviewed on: 15th July 2026

Whenever I use PayPal I have a peace of mind every t...

5
Whenever I use PayPal I have a peace of mind every thing will work out fine Reviewed on: 15th July 2026

Mostly good but not always consistent in taking the...

4
Mostly good but not always consistent in taking the payment on the agreed dates. Reviewed on: 15th July 2026

Very convenient, very easy to use secure.

5
Very convenient, very easy to use secure. Reviewed on: 15th July 2026

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