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PayPal: PayPal Credit reviews

4.90
Based on 103,835 reviews, last reviewed 11th May 2026
2445200% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Customer service always the best. Customer service always the best. A bit dissapointed that I cant get paypal+. Always feel safe when using paypal. Reviewed on: 11th May 2026
Kerry C's avatar
Kerry C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103835)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Problems solved easily

5
Problems just get solved and only trusted retailers. Reviewed on: 10th May 2026

Pay in 4 instalments at 0% interest is brilliant.

5
Really like the pay in 4 instalments options at 0% interest offered on many purchases. Reviewed on: 10th May 2026

smooth, easy experience

5
I've had no problems whatsoever, smooth, easy experience, every time.... Hence my 4 stars for customer service etc, I've never had to use it yet so can't comment, lol. But I do know that when I've had issues with my normal pp account, they have been great. Reviewed on: 10th May 2026

Excellent customer service

5
Easy to use and good service. Customer service is excellent and very helpful Reviewed on: 10th May 2026

Always easy to pay and save.

5
Always easy to pay and save. Very good customer service every time I need it to get to them. Reviewed on: 10th May 2026

Its safe its easy and trusted

5
Its safe its easy and trusted mostly all companies let you pay through paypal and best part you can split payments Reviewed on: 10th May 2026

Usefuleasy

5
Easy to use and understand in the app Reviewed on: 10th May 2026

Very user friendly

5
Very user friendly with both contactless app payments and card depending on your needs. Reviewed on: 10th May 2026

Always easy to use

5
Always easy to use when I need to and when I’ve had issues or queries customer service agents have been very helpful. Reviewed on: 10th May 2026

Use all methods of paypal to purchase , never a prob...

5
Use all methods of paypal to purchase , never a problemEXcellent Reviewed on: 10th May 2026