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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181041 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181041)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is great for different payments plans

I'm enjoying the different types of payment plans available to me. I like the points and benefits I get from using PayPal debit card and account. I also like pay in 3 for when I buy big items. Makes it more affordable because of the no interest and pay in 3 different payments. Or even the plan of pay no interest and pay what ever amount until a certain date. Reviewed on: 13th July 2026

Very useful and easy to use .

Very useful and easy to use . And handy and good . I use PayPal all the time . Reviewed on: 13th July 2026

I found applying for the credit easy, using the cred...

I found applying for the credit easy, using the credit via the virtual card and being able to order a actual card is fantastic. The card can be used anywhere. MasterCard is accepted which makes it amazing for all my shopping while I earn points that I can spend on PayPal. Also, the interest-free options are great and also the interest rate is very reasonable. Reviewed on: 13th July 2026

I've used their service to split payments into insta...

I've used their service to split payments into installments with zero percent interest which was very useful. Had no issues, all went as promised, top service Reviewed on: 13th July 2026

Safe and reliable way to make purchases

Safe and reliable way to make purchases Reviewed on: 13th July 2026

Best provider

Easy to use trust worthy excellent customer services. Been us8ng paypal for many many years never had a issue that I was upset with as it always was resolved quick and easy Reviewed on: 13th July 2026

Easy to use, quick, helpful!

Easy to use, quick, helpful! Would recommend Reviewed on: 13th July 2026

I like how easy PayPal credit is to use and how ther...

I like how easy PayPal credit is to use and how there are various options such as pay later and pay in 3 offering flexibility for purchases. PayPal credit allows me to manage my finances well and takes the pressure off those big purchases or unexpected outgoings. Reviewed on: 13th July 2026

Best customer service

One time I had an issue with a seller and I contacted customer service, it was resolved in no time. Reviewed on: 13th July 2026

I am happy using paypal.

I am happy using paypal. I have a great experience with paypal Reviewed on: 13th July 2026

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