Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181041)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Peace of mind

5
Easy and quick to use when making purchases. I am always content knowing my money is protected. Reviewed on: 13th July 2026

Smart PayPal

5
Always safe for all purchases of services Reviewed on: 13th July 2026

PayPal is usually great, but when I have had issues...

4
PayPal is usually great, but when I have had issues with scammers they have not helped at all. I even sent photos as evidence and they just said no, no reason given and made no sense. Reviewed on: 13th July 2026

Everything is perfect.

5
Everything is perfect. It meets my expectations. Reviewed on: 13th July 2026

I have been using PayPal for more than five years, a...

5
I have been using PayPal for more than five years, and my experience has been very positive. The service has always been reliable, secure, and easy to use. Sending and receiving payments is straightforward, and I have found the platform convenient for both personal and online purchases. Overall, I have been happy with PayPal and would recommend it based on my experience. Reviewed on: 13th July 2026

I always get necessary help from PayPal, their custo...

5
I always get necessary help from PayPal, their customer service is top notch and they always put their best to help out and provide value for money.. therefore, I’m very satisfied with their services. Reviewed on: 13th July 2026

it has several alternative credit options

4
It starts minimally and it has several alternative ways of offering credit in a safe way, e.g payment in three, but now pay in 4 months and the credit itself… these are way to keep your credit in a reasonable safe state. Reviewed on: 13th July 2026

Have dealt with paypal for years, i trust paypal and...

5
Have dealt with paypal for years, i trust paypal and feel confident paying for goods through them. Reviewed on: 13th July 2026

Really pleased with everything, overall happy with all

5
Really pleased with everything, overall happy with all Reviewed on: 13th July 2026

Safest way to buy on line

5
I have never had a, problem buying online when I have used PayPal for payment. If product does not arrive etc. PayPal are excellent at retrieving money etc. If a website does not use PayPal I do not buy online Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101211 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products