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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Sense I join very help full thank you for all you he...

5
Sense I join very help full thank you for all you help and service Reviewed on: 13th July 2026

Secure transactions, easy to use and very good custo...

5
Secure transactions, easy to use and very good customer service Reviewed on: 13th July 2026

PayPal has always been great, safe secure and always...

5
PayPal has always been great, safe secure and always reliable Reviewed on: 13th July 2026

Quick approval and support and when I needed help I...

5
Quick approval and support and when I needed help I could access it quickly and talk to a person not just AI Reviewed on: 13th July 2026

Paypal credit lessens the burden on the bank

5
Paypal credit is easy to use, very flexible and makes those big payments far less of a burden on the bank, especially with 0% interest for 4 months if it's something above £90 I think. Cannot recommend enough Reviewed on: 13th July 2026

Great under every aspects Also PayPal credit is a gr...

5
Great under every aspects Also PayPal credit is a great tools Reviewed on: 13th July 2026

Never had an issue.

5
Never had an issue. I can tell they go through extra mile to keep me satisfied. Reviewed on: 13th July 2026

Refund -

5
A little while a go I had a problem getting a refund but you soon sorted it out for me Reviewed on: 13th July 2026

Hassle Free service

5
Easy and straight forward to use, transactions are easy to follow, plenty of notifications regarding payments due, and simple statements to understand Reviewed on: 13th July 2026

Happy shopper.

5
Helpful every time I made a transaction. Helped with disputes too. Easy safe payments. Reviewed on: 13th July 2026

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