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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never any issue, clear communication

Never any issue, clear communication and knowledge of Security Reviewed on: 16th July 2026

It's a very useful service, especially for buying tr...

It's a very useful service, especially for buying train tickets online and occasionally ordering things. Reviewed on: 16th July 2026

Paypal is always excellent, especially when there is...

Paypal is always excellent, especially when there is a question. Reviewed on: 16th July 2026

I only got credit yesterday so maybe it's too early...

I only got credit yesterday so maybe it's too early to review. The credit was very easy to get.I also got a virtual card which was difficult to verify for some reason. I manged to do it I think because one online transaction was successful. When I went into the shop and tried to pay with my google wallet where I added the card it was declined and few more transactions that I tried online yesterday and today. were declined. I spoke to their agents and I was told that paypal has a security system that is very strict and when it notices the problem or a security breach it stops the card so basically I will never know if the card will work and when. They just kept repeating that is their rule and if that happens I can use another card with the merchants. So I am now confused why did I get the paypal credit if it doesn't work all the time? Reviewed on: 16th July 2026

Credit in a Capitalist Society

Quite necessary in such a capitalistic money grabbing economy where people live paycheck to paycheck and have no choice but to look at alternative forms of been able to attain basic necessities on a singular paycheck whilst still paying for utilities. Reviewed on: 16th July 2026

A Great Service.

I have had no issues or problems with PayPal at all, they lay out all the information so that it is easy to understand, provide email updates and options for your choices, makes everything very simple. Reviewed on: 16th July 2026

Easy to use, safe platform.

Easy to use, safe platform. Really good for different functions Reviewed on: 16th July 2026

paying monthly, works well for me

paying monthly, works well for me Reviewed on: 16th July 2026

PayPal credit is very simple to set up and provides...

PayPal credit is very simple to set up and provides a great piece of mind knowing it's there incase you need it! Very simple and clear to use, you can see reminders and there is additional help if you need it! Reviewed on: 16th July 2026

Paypal is always so easy to use.

Paypal is always so easy to use. Reviewed on: 16th July 2026

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