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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great will use it for a life time

5
Great will use it for a life time Reviewed on: 13th July 2026

Easy to use .

5
Easy to use . Very convenient . Interst rates good Reviewed on: 13th July 2026

Great interest free opportunity for four months on p...

5
Great interest free opportunity for four months on purchases over £100 Reviewed on: 13th July 2026

Never any issues, great service and communication v...

5
Never any issues, great service and communication via emails Reviewed on: 13th July 2026

Very easy to use, has a lot offer available

5
Very easy to use, has a lot offer available Reviewed on: 13th July 2026

Straight forward, no hassle, user friendly.

5
Straight forward, no hassle, user friendly. Great credit options and love to he buyer security. Reviewed on: 13th July 2026

PayPal Credit is so great, you can use it almost eve...

5
PayPal Credit is so great, you can use it almost everywhere. It helped me to deal with payments so many times now when I couldn't afford to pay full amount for a purchase as sometimes we all have sudden, unavoidable spendings. I tottaly recommend! Reviewed on: 13th July 2026

Need balance transfer as an option

3
Need balance transfer as an option Reviewed on: 13th July 2026

Customer service

5
The customer service is excellent, Account managemet is well detailed. Reviewed on: 13th July 2026

Great service, would recommend.

5
Great service, would recommend. Easy to use easy to set up easy to manage. Widely accepted too which is a bonus. The online portal easy to use too and the fact you can earn points on purchases works well. Reviewed on: 13th July 2026

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