Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143376 reviews)

View other PayPal products

4.73

Based on 143,376 reviews, last reviewed 20th Jun 2026

4254750% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal offers flexibility I like the flexibility PayPal offers for interest-free options and long-term payment options. It also allows me to check out as a guest on some websit... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143376)

Great for buying things and accepted everywhere

Great for buying things and accepted everywhere Reviewed on: 25th May 2026

Easy and smart.

Easy and pratical for all debits at one place. Reviewed on: 25th May 2026

PayPal Credit got me in my dream trip to Japan

I used PayPal credit to organise my trip to Japan that I have always wanted to go on my entire life. PayPal Credit allowed me to do that with a lot of freedom and even if I pay the full credit back, I don't think I could thank PayPal Credit enough for funding the trip I always dreamed of doing. Reviewed on: 25th May 2026

Fantastic all around.

Fantastic all around. Great communication when I’ve need to get advice or have a problem solved. Polite phone calls. Very helpful Reviewed on: 25th May 2026

So simple

So easy to purchase using PayPal, makes life much easier. Reviewed on: 25th May 2026

Sometimes can be hard to get through on the phone bu...

Sometimes can be hard to get through on the phone but good service once reached. Reviewed on: 25th May 2026

Brilliant

Amazing and easy and straightforward Reviewed on: 25th May 2026

Easy to apply for, great and easy service to use...

Easy to apply for, great and easy service to use Reviewed on: 25th May 2026

PayPal credit good review

Was there when I needed it, good options to choose from and very quick process Reviewed on: 25th May 2026

Always so handy to use and knowing your payments is...

Always so handy to use and knowing your payments is safe when using online payments Reviewed on: 25th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74362 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub