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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

PayPal credit is really handy to have when you need...

5
PayPal credit is really handy to have when you need it any time. The customer service is always the best. Reviewed on: 6th July 2026

0% interest and clear statement for such 0% payments...

5
0% interest and clear statement for such 0% payments are good features Reviewed on: 6th July 2026

PayPal credit is great

5
PayPal credit was easy to set up. I can use it at most retailers and it gives me peace of mind that I can trust the company when I use it. Reviewed on: 6th July 2026

Easy to use with my Paypal payments

5
I use Paypal a lot as I find it easy to use and if the screen on my computer has tha option I know I will have a simple process to pay for my items. Reviewed on: 6th July 2026

I love Paypal!

5
I love Paypal! I am 75 years old, and I find it very easy to use and understand. It allows me to shop with confidence and not have to worry about putting my bank details on websites. I can accept money from family and friends also with confidence. Pay in 3 is brilliant and allows me to make purchases I could not otherwise afford, as does PaylPal credit, which I mainly use for large household purchases funded jointly with my husband. Then there is the PayPal guarantee - more peace of mind! All in all, I cannot fault it!, and couldn't manage without it! I am Reviewed on: 6th July 2026

It a good safe way to purchase items online

5
It a good safe way to purchase items online Reviewed on: 6th July 2026

PayPal is such a convenient way to pay for goods and...

5
PayPal is such a convenient way to pay for goods and services, safely and securely Reviewed on: 6th July 2026

The 4 months interest free credit is really useful.

5
The 4 months interest free credit is really useful. This allows me to spread the cost of goods without costing me any interest fees. Reviewed on: 6th July 2026

I love PayPal because it so secure and easy to...

5
I love PayPal because it so secure and easy to use Reviewed on: 6th July 2026

Amazing journey wit P.Pal

5
Amazing journey wit P.Pal. I have the support i need anytime through the app Reviewed on: 6th July 2026

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