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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91708 reviews)

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4.91

Based on 91,708 reviews, last reviewed 1st May 2026

1888150% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have good experience Very easy I have good experience Very easy Reviewed on: 1st May 2026

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91708)

Always happy notifications and how simple it is to use

Always happy notifications and how simple it is to use Reviewed on: 13th April 2026

Excellent experience, very easy to do extra payment...

Excellent experience, very easy to do extra payments when I want pay over my direct debit Reviewed on: 13th April 2026

My experience using PayPal is excellent and great

My experience using PayPal is excellent and great Reviewed on: 13th April 2026

Easy to pay, and purchase is protected

Easy to pay, and purchase is protected Reviewed on: 13th April 2026

Good services

Always happy to use their services Reviewed on: 13th April 2026

Love being able to make purchases knowing I’m covered

Love being able to make purchases knowing I’m covered Reviewed on: 13th April 2026

Really happy with PayPal Credit: Spot on service

I’ve been using PayPal Credit for a while now and honestly, it’s been a bit of a life-saver for managing my budget. What I like most is how it’s all tucked away inside the app I already use, so there’s no fussing about with new logins or complicated setups. The best bit for me has definitely been the 0% interest for four months on anything over £99. It’s made buying those slightly more expensive essentials much easier to swallow, as I can spread the cost without getting hit by extra charges right away. It feels like a much fairer way of doing things compared to traditional credit cards. The app itself is spot on—really clear and makes it easy to keep an eye on when payments are due. Plus, knowing you’ve still got that PayPal buyer protection gives me that extra bit of confidence when I'm shopping online. Overall, I’m really chuffed with the service. It’s straightforward, reliable, and does exactly what it says on the tin. If you’re looking for a flexible way to pay that isn't a headache to manage, I’d highly recommend giving it a go. Reviewed on: 13th April 2026

Good value for money, very helpful when you nae big...

Good value for money, very helpful when you nae big purchases Reviewed on: 13th April 2026

Easy to use & trustworthy.

Easy to use & trustworthy. Love the new rewards scheme too. Reviewed on: 13th April 2026

Very good experience will recommend to every one

Very good experience will recommend to every one Reviewed on: 13th April 2026

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