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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,418 reviews, last reviewed 20th Jun 2026
4256750% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple interest free options that can be used at var... Simple interest free options that can be used at various stores and websites Reviewed on: 20th June 2026
Gary's avatar
Gary

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143418)

Great option and service, can spread cost, pay later...

5
Great option and service, can spread cost, pay later at no extra fees Reviewed on: 25th May 2026
Tarek's avatar
Tarek

Straight forward and easy to deal with.

5
Straight forward and easy to deal with. Al has resolved issues easily. Reviewed on: 25th May 2026
Elen G's avatar
Elen G

Very easy to use with multiple payment options inclu...

5
Very easy to use with multiple payment options including interest free option Reviewed on: 25th May 2026
Steve A's avatar
Steve A

Used pay pal to pay for flights over 3 months.

5
Used pay pal to pay for flights over 3 months. Very easy and would use again Reviewed on: 25th May 2026
Leanne D's avatar
Leanne D

Great pay in 3 system, very easy to use, makes spend...

5
Great pay in 3 system, very easy to use, makes spending safer online Reviewed on: 25th May 2026
Noushin S's avatar
Noushin S

Speedy affectionateservice

4
Speedy quick service there is a easy payments and terms for paypal credit and easy transfer payment options Reviewed on: 25th May 2026
P j's avatar
P j

Good I found easy to use but it is very difficult to...

5
Good I found easy to use but it is very difficult to use on my phone Reviewed on: 25th May 2026
Jenny's avatar
Jenny

Great for short term transactions

5
PayPal credit is great for short term transactions (0% for 4 months), as a pick me up at the end of the month. You can also get an actual credit card to make payment in addition to online payments via PayPal which is super useful. They inform you when your repayments are due so you're never caught out. Reviewed on: 25th May 2026
Julianna Kusy's avatar
Julianna Kusy

Recommended

5
Very simple to use, quick to get installments , better then other providers to be honest. Reviewed on: 25th May 2026
KJ's avatar
KJ

Love the Paypal plus, I use it as my default...

5
Love the Paypal plus, I use it as my default card Reviewed on: 25th May 2026
Kelly Shaw's avatar
Kelly Shaw

Review PayPal: PayPal Credit now

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