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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 91,627 reviews, last reviewed 1st May 2026
1884250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

such an easy application process such an easy application process Reviewed on: 1st May 2026
Leona T's avatar
Leona T

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91627)

It's always been a great experience, and is always m...

5
It's always been a great experience, and is always my go to method of making payments online, or now in person with my physical card to improve my credit score Reviewed on: 13th April 2026
Robert L's avatar
Robert L

Very good service.

5
Very good service. Communication is great when I need to speak to someone on the phone Reviewed on: 13th April 2026
Courtney S's avatar
Courtney S

Convenient and easy, points scheme is great and help...

5
Convenient and easy, points scheme is great and helps for big purchases spreading the cost. Reviewed on: 13th April 2026
Nathan L's avatar
Nathan L

I find PayPal and excellent service, easy to use,...

5
I find PayPal and excellent service, easy to use, safe and efficient. I particularly like and use either the interest free option and pay in three payments also interest free which allows me to manage my finances. Most of all I use the service to transfer money to family members fir Xmas and birthdays. Reviewed on: 13th April 2026
Jacqueline F's avatar
Jacqueline F

Skipping the hard part

5
Bought a new phone online when I was low on money before my next paycheck. Extremely reasonable interest, very fair range of repayment options, no subscriptions needed. Reviewed on: 13th April 2026
Eden M's avatar
Eden M

Sense of security

5
I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026
Raul B's avatar
Raul B

Easy PayPeasy

5
Very simple to use with clear explanations of what you're paying for. Reviewed on: 13th April 2026
David G's avatar
David G

Been with paypal years never had a problem with them...

5
Been with paypal years never had a problem with them paying in 3 is handy as well Reviewed on: 13th April 2026
Susan W's avatar
Susan W

So easy to use.

5
So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026
SW's avatar
SW

Safe and secure

5
Always feel safe purchasing online with PayPal. Any issues i have ever had regarding not receiving items have been resolved swiftly. Reviewed on: 13th April 2026
Christian M's avatar
Christian M

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