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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,327 reviews, last reviewed 20th Jun 2026
4252550% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love PayPal because I use it quite often when I bu... I love PayPal because I use it quite often when I buy something it there if anything happens it’s there to help if you have to get your money back it ... Read more Reviewed on: 20th June 2026
Lynda B's avatar
Lynda B

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143327)

Every time I have used PayPal I have found it relati...

5
Every time I have used PayPal I have found it relatively easy Reviewed on: 25th May 2026
Michael 's avatar
Michael

Great experience and I’d recommend

5
Great experience and I’d recommend Reviewed on: 25th May 2026
Chinonso Oguama 's avatar
Chinonso Oguama

Always up and ready to use, never a disappointment

5
Always up and ready to use, never a disappointment Reviewed on: 25th May 2026
Aman A's avatar
Aman A

Exceeded expectations

5
I tried PayPal credit without having very high expectations, but I've been very please with how easy it was. I can swap between PayPal debit, credit or Pay in 3 with just a touch of the screen Reviewed on: 25th May 2026
Nikki F's avatar
Nikki F

A better flexible friend!

5
It’s a handy way to spread larger purchases over time and in the current economic climate it’s made life a lot easier. It’s flexible, easy and a responsible way of budgeting your finances. Reviewed on: 25th May 2026
Sharon S's avatar
Sharon S

Easy to access and good customer service

4
Easy to access and good customer service Reviewed on: 25th May 2026
Mavis M's avatar
Mavis M

Simple to use. Excellent payment options.

5
Simple to use. Great access to my information and data to see what I’m spending. Great payment options. Reviewed on: 25th May 2026
Grant O's avatar
Grant O

Very safe to use pay pal only pay for my things with...

5
Very safe to use pay pal only pay for my things with pay pal Reviewed on: 25th May 2026
Madeline Johnson's avatar
Madeline Johnson

Vert eAsy and clear to useAjways helpful

4
Vert eAsy and clear to useAjways helpful Reviewed on: 25th May 2026
Stuart C's avatar
Stuart C

Multiple useful services

5
I use paypal for online shopping as i know there’s a layer of protection. Their pay in 3 makes splitting large payments much easier and recently got their credit card which is also very useful Reviewed on: 25th May 2026
Houaida Alawieh's avatar
Houaida Alawieh

Review PayPal: PayPal Credit now

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