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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great service and product

I have used PayPal for nearly 15 years. Since using PayPal credit it has changed the way I pay for things. I enjoy getting longer to pay for things interest-free and the service has no subscription fees. Reviewed on: 6th July 2026

Top level service provider

Great service, always there when you need them, cannot fault them Reviewed on: 6th July 2026

Easy application and good limits

Easy application process when I couldn't get a credit card and great customer service very understanding when I had issues with my bank and missed a payment I was able to call and clear the mark from my record after paying no issues Reviewed on: 6th July 2026

Reliable and service and easy app.

Reliable and service and easy app. Never had any issues. Reviewed on: 6th July 2026

Great customer support

I don’t have a credit card, but can say PayPal credit is just as handy. When I have reached out to their customer support they have always been supportive and professional. Reviewed on: 6th July 2026

Easy access to instant credit.

Easy access to instant credit. Interest rates are reasonable with the opportunity to pay back 0% if you can. Reviewed on: 6th July 2026

Being introduced to PayPal credit

Being introduced to PayPal credit allow me to manage my payments and finances efficiently within a good space of time Reviewed on: 6th July 2026

Very easy to apply.

Very easy to apply. Good app to keep track of everything. No issues at all. Reviewed on: 6th July 2026

It works - simple.

It works - simple. Efficient effective Reviewed on: 6th July 2026

Great company great communication great people never...

Great company great communication great people never any problems with any transactions Reviewed on: 6th July 2026

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