Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,227 reviews, last reviewed 20th Jun 2026
4247950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is a flexible credit line that allows... PayPal Credit is a flexible credit line that allows you to make purchases now and pay for them later in manageable installments. Reviewed on: 20th June 2026
Saeed T's avatar
Saeed T

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143227)

Excellent service.

5
Excellent service. Excellent to use Reviewed on: 25th May 2026

Great customer service always friendly

5
Great customer service always friendly Reviewed on: 25th May 2026

The experience has always been amazing and will alwa...

5
The experience has always been amazing and will always keep you sing pay pal Reviewed on: 25th May 2026

The best

5
Great company and really quick and simple Reviewed on: 25th May 2026

Easy to use and understand unlike other lenders.

5
Easy to use and understand unlike other lenders. App is really easy to navigate. The rewards points are really good too and easy to redeem. Reviewed on: 25th May 2026

Very easy to use.

5
Very easy to use. Simple instructions and navigation for us techophobes! Reviewed on: 25th May 2026

Always helpful if issues with account

5
Always helpful if issues with account Reviewed on: 25th May 2026

Paypal makes things easy

5
I use PayPal for many uses, sending money to friends, buying products and loaning funds. All easy to use and manger. This company makes my life easier. Reviewed on: 25th May 2026

Excellent service & simple process

5
Excellent service & simple process Reviewed on: 25th May 2026

Great always used paypal!

5
Great always used paypal! With many purchases always covers safety purchases Reviewed on: 25th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74232 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products