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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Straightforward to use

I find PayPal very easy to navigate, clear to use and the options to use with so many sellers online makes it invaluable Reviewed on: 6th July 2026

Very good , excellent customer service easy to use

Very good , excellent customer service easy to use Reviewed on: 6th July 2026

Great Payment Flexibility

PayPal Credit has been a convenient way to spread the cost of purchases, especially for larger items. The application process was straightforward, payments are easy to manage through PayPal, and the promotional interest-free offers can be very useful if paid off on time. Overall, it's a reliable and flexible credit option with a user-friendly experience. Reviewed on: 6th July 2026

Great way to spread the cost of large purchases

Great way to spread the cost of large purchases and have that extra bit of insurance for price of mind Reviewed on: 6th July 2026

Easy and affordable credit!

Easy affordable credit when need it,im very happy i can use your credit service to finance my holiday in Spain! Reviewed on: 6th July 2026

Useful and straight forward.

Useful and straight forward. I really like that all taxes and information is available so that it really helps to stay on top of finances rather than build debt. Reviewed on: 6th July 2026

I have not had any bad experience.

I have not had any bad experience. Reviewed on: 6th July 2026

Great stuff

Great experience Great stuff. Good experience have used paypal for many years. No problem with money issues. I have referred some friends and they also have great experience in using paypal. I continue to use it and recommend people to use them as they offer great service Reviewed on: 6th July 2026

Always fast and reliable service

Always fast and reliable service Reviewed on: 6th July 2026

Excellent company

Excellent experience with company.Great communication and easy to use Reviewed on: 6th July 2026

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