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PayPal: PayPal Credit reviews

4.91
Based on 91,917 reviews, last reviewed 1st May 2026
1897900% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
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Latest highest rating:

5

Always perfect Always perfect Easy to use accepted by most places Reviewed on: 1st May 2026
Jackie R's avatar
Jackie R

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91917)

Interest free

5
PayPal always safe me when I purchase intrest free 3 installments help me alot. Reviewed on: 14th April 2026

PayPal credit is just amazing, with a family to take...

5
PayPal credit is just amazing, with a family to take care of and 2 little kids some months I may need to spend a little extra. PayPal allows me to do that with no worry for extra charges and plenty of time to pay also the app is so easy to use and I can now collect points which go towards essentials for our home and food. There is nothing else out there like it, at least not accessible to the ordinary person like me and I’m so so grateful to have this little bit of relief. There customer service is just incredible always someone available to help with any queries, Reviewed on: 14th April 2026

PayPal is simply great!

5
PayPal is simply great! Payment over the 4-months option with 0 commission is the best payment option for me ;) Reviewed on: 14th April 2026

The diffirant between paypal and others, customer se...

5
The diffirant between paypal and others, customer service and easy contact. Reviewed on: 14th April 2026

Absolutely love PayPal, so easy and convenient.

5
Absolutely love PayPal, so easy and convenient. Reviewed on: 14th April 2026

All great

5
Very happy,interest free credits for 4 months on their credit cards is really helpful Reviewed on: 14th April 2026

I have been a PayPal customer for many years and I a...

5
I have been a PayPal customer for many years and I am never disappointed. Reviewed on: 14th April 2026

Very easy to us and payments and terms are very clear.

5
Very easy to us and payments and terms are very clear. Reviewed on: 14th April 2026

Very good useful and makes my life a lot better with...

5
Very good useful and makes my life a lot better with my finances Reviewed on: 14th April 2026

Ive used paypal-credit for a period of time...

4
Ive been using paypal-credit for a couple of years, it has given me the freedom to enjoy aspects of life i wouldnt have been able to otherwise, such as concerts, this is due to the Four months interest free making it easier to pay off large sums 9f money in time without having to worry about the interest. Reviewed on: 14th April 2026

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