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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Super Simple

Very easy to use the App, clearly shows my activity and my minimum payment and explains simple the cost if I don’t clear the balance by a set date. Reviewed on: 6th July 2026

Had problems with a purchase.

Had problems with a purchase.paypal sorted it out and gained my refund were thereafter wouldn't even communicate with ne Reviewed on: 6th July 2026

Usually had a good experience with customer service...

Usually had a good experience with customer service however sometimes it can be hard to get in touch Reviewed on: 6th July 2026

I now have a credit card which is easy to...

I now have a credit card which is easy to use Reviewed on: 6th July 2026

Great experience wonderful to used easy and safe.

Great experience wonderful to used easy and safe. Reviewed on: 6th July 2026

Easy to use services well guided,optimal reply times...

Easy to use services well guided,optimal reply times for any problems a well run and easy to understand process Reviewed on: 6th July 2026

Easy to use, helps to spread the cost over time, min...

Easy to use, helps to spread the cost over time, minimum payments or pay more if you wish, excellent customer service and very helpful Reviewed on: 6th July 2026

Paypal is quick and easy, if you need there help to...

Paypal is quick and easy, if you need there help to sort out any issues their customer service is second to none - you'd never know how big they are from the way the leave you feeling. Also means so many more places I can use Amex via PayPal and then collect air miles too. Reviewed on: 6th July 2026

Easy to use and rate of interest is quite good...

Easy to use and rate of interest is quite good Reviewed on: 6th July 2026

Safe pal :)

I felt safe when I took pay in 3 credit and I did it plenty of times it has 0 % I'm happy to send money to other people via PayPal and I feel that if Sth happens I would be treated as worthy client. And I had never had any scams ftom PayPal!!!! Reviewed on: 6th July 2026

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