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PayPal: PayPal Credit reviews

4.73
Based on 143,089 reviews, last reviewed 20th Jun 2026
4241750% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and quick to use. Secure and quick to use. Simple to use app. Reviewed on: 20th June 2026
Hc's avatar
Hc

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143089)

I love using PayPal, especially the pay in 3 option.

5
I love using PayPal, especially the pay in 3 option. Reviewed on: 25th May 2026

Great smooth experience never any issues

5
Great smooth experience never any issues Reviewed on: 25th May 2026

Find the service very easy to use and never have any...

5
Find the service very easy to use and never have any issues with the app and website Reviewed on: 25th May 2026

Brilliant, never had any issues.

5
Brilliant, never had any issues. Reviewed on: 25th May 2026

It’s convenient and it’s secure

5
It’s convenient and it’s secure, and value for money Reviewed on: 25th May 2026

Flexible payments, good rates and lots of shops to u...

5
Flexible payments, good rates and lots of shops to use the benefits of PayPal Reviewed on: 25th May 2026

Perfect for me .

5
PayPal is so easy to use, allowing me to either pay full for smaller items with peace of mind with all the security of having someone to come tact should anything go wrong, but I also love that I can pay in easy installments that are affordable for me on larger items Reviewed on: 25th May 2026

Love a PayPal payment

5
PayPal credit is so easy to purchase with love the interest free payments Reviewed on: 25th May 2026

Straight forward dealings,easy to follow any instruc...

5
Straight forward dealings,easy to follow any instructions Reviewed on: 25th May 2026

Quick service and good customer relations.

5
Quick service and good customer relations. I love the prompt response from your agents. Always very helpful. Reviewed on: 25th May 2026

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