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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143050 reviews)

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4.73

Based on 143,050 reviews, last reviewed 20th Jun 2026

4239850% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use, excellent service, secure Easy to use, excellent service, secure Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143050)

PayPal has made everyday life easier, sending and re...

PayPal has made everyday life easier, sending and receiving money within and outside the country has been great, and PayPal credit card is easy to use Reviewed on: 25th May 2026

No issues experienced, easy to use and secure.

No issues experienced, easy to use and secure. Reviewed on: 25th May 2026

My experience with PayPal has been excellent so far.

My experience with PayPal has been excellent so far. The platform is fast, secure, and very user-friendly for both personal and business transactions. I really appreciate how smoothly international payments can be managed, and the buyer/seller protection adds an extra layer of trust. The interface is clean, transactions are processed quickly, and overall it has made online payments much more convenient and reliable for me. Definitely one of the most trusted payment platforms available today. Reviewed on: 25th May 2026

Useful and decent interest rates

Find their rates very decent and gives me the protection I need when making online purchases. Reviewed on: 25th May 2026

Never had any problems

Never had any problems or issues with paying and purchasing Reviewed on: 25th May 2026

One of the most best and brilliant user interface

One of the most best and brilliant user interface Reviewed on: 25th May 2026

Safe Purchases

Paypal is excellent, it allows safe Internet buying. It provides safety net from scammers. It allows to spreading of cost of purchase over time. Reviewed on: 25th May 2026

Paypal highly recommended to use!

Buyer protection – If an item you bought online doesn’t arrive or is very different from the description, PayPal may help you get your money back on eligible purchases.* Keeps card details private – When paying online, the seller doesn’t directly see your bank or card information. * Fast payments – You can send money or pay for things quickly without entering card details every time. * Widely accepted – Many online shops, apps, and marketplaces accept PayPal. * Easy money transfers – Useful for sending money to friends or family, especially internationally. * Multiple payment options – You can connect bank accounts, debit cards, credit cards, or keep balance in your PayPal account. Reviewed on: 25th May 2026

Great payment system

Have been able to purchase items and pay little by little which has really helped. Reviewed on: 25th May 2026

PAYPAL sorts it every time

Never had a problem that PAYPAL has never been able to resolve. Reviewed on: 25th May 2026

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