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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,671 reviews, last reviewed 6th May 2026
2208950% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal security and PayPal Credit is the best! I love the security PayPal gives users and applying for credit was so easy. Now I buy what I want and pay monthly for everything! Reviewed on: 6th May 2026
Ian L's avatar
Ian L

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98671)

Whenever I've had a problem it’s been sorted quickly...

5
Whenever I've had a problem it’s been sorted quickly, and the outcome was good Reviewed on: 16th April 2026
Debra R's avatar
Debra R

Excellence in class when comes to helping you reclai...

5
Excellence in class when comes to helping you reclaim against goods that are faulty or not received Reviewed on: 16th April 2026
Ste w's avatar
Ste w

been a customer for years & always been able to help...

5
been a customer for years & always been able to help great service always friendly & understanding, great deals great APR, Reviewed on: 16th April 2026
mr dean hollis's avatar
mr dean hollis

Convenient and widely accepted.

5
Convenient and widely accepted. The ability to split purchases over 3 payments is great Reviewed on: 16th April 2026
Adam H's avatar
Adam H

Excellent gateway for all.

5
Excellent gateway for all.money transactions securely im big fan of Elon and his creations !! :) Reviewed on: 16th April 2026
MUNIRAJ P's avatar
MUNIRAJ P

Good Options for payments

5
With PayPal I feel it’s a secure way to pay for purchases and I like the option of pay interest free for 4 months. This really helps when I need to pay for larger purchases. Reviewed on: 16th April 2026
C Louis's avatar
C Louis

Paypal/ great resource for payments in a protective...

5
Paypal/ great resource for payments in a protective way, comforting, not to give private details to everybody....needing payment, pay pal credit is like a Good Friend. Clarity on how to uterlize + helpful to maintain payments ontime....its my go to for many purchases....always in mind for ease of transactions . Im grateful to have various accounts with paypal.. ie 3n1 payment+ Debit Option+Credit Card option, so much variety.....great options/ Choices ( friend on my phone Always) Reviewed on: 16th April 2026
Lucretia J's avatar
Lucretia J

Paypal review

5
Very convenient and quick method of paying Reviewed on: 16th April 2026
D M's avatar
D M

The customer service is very responsive and helpful.

4
The customer service is very responsive and helpful. It feels safe using the service Reviewed on: 16th April 2026
Lucian C's avatar
Lucian C

Very good, easy to use enabling purchase for goods

5
Very good, easy to use enabling purchase for goods Reviewed on: 16th April 2026
Jase's avatar
Jase

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