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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

Fortunee

5
It was great and time I needed he’ll I can just contact PayPal support and it was really easy for ke to get a virtual card and swot it up Reviewed on: 25th May 2026

I Applied for a the credit card it was very easy, an...

5
I Applied for a the credit card it was very easy, and I was approved for a good credit limit. I'm very happy with the experience!" Am happy and I can reffer all my friends Reviewed on: 25th May 2026

Paypal is really helpful

5
Happy to have paypal m really appreciate the opportunity of buying and paying later without interest Reviewed on: 25th May 2026

Quick, easy to use.

5
Quick, easy to use. Good communication and Information is there and can be found and is logical and clear Reviewed on: 25th May 2026

Straightforward, easy to use.

5
Straightforward, easy to use. Good cash back in the form of points. Great to be able to pay in four installments, interest free. Reviewed on: 25th May 2026

Great all around service

5
Great all around service. Nice that you can chat online Reviewed on: 25th May 2026

Easy to use.

5
Easy to use. Transparent process. No issues. Reviewed on: 25th May 2026

Best app

5
Best app in the wake and fall you will have the same problems with the other person as you are now but the problem will not come back until the last second and then the second time around Reviewed on: 25th May 2026

It is like a saviour for me

5
It is like a saviour for me. I can’t think of using anything but paypal Reviewed on: 25th May 2026

Simple way to pay

5
Used PayPal to make purchases and used interest free credit. A simple way to make a purchase and it’s easy just to press a button. Reviewed on: 25th May 2026

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