Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Happy with my credit limit and credit card.

Happy with my credit limit and credit card. Also four months interest free period. Reviewed on: 6th July 2026

The great PayPal

Easy to use and very fast decision Reviewed on: 6th July 2026

I know I can always trust PayPal with my payments an...

I know I can always trust PayPal with my payments and transactions. Their customer service is excellent and have always been very helpful with sorting any problems that arise. Reviewed on: 6th July 2026

Papal for the people

Cannot say a bad word about PayPal always had a good deal with them weather paying for something or just needing a bit of credit Reviewed on: 6th July 2026

Good flexibility although it should have better opti...

Good flexibility although it should have better options like paying in one year not only 4 months Reviewed on: 6th July 2026

Very positive good service and very helpful

Very positive good service and very helpful Reviewed on: 6th July 2026

Quick to get accepted and very easy to use

Quick to get accepted and very easy to use Reviewed on: 6th July 2026

Excellent service and always helpful

Excellent service and always helpful Reviewed on: 6th July 2026

Always happy with the help I recieved and love PayPal!

Always happy with the help I recieved Reviewed on: 6th July 2026

The gentleman who assisted me was extremely helpful...

The gentleman who assisted me was extremely helpful and knowledgeable he was patient and thorough and explained everything exceptionally well Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub