Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Great 0% Apr and flexible payment options!

Great 0% Apr and flexible payment options! Best there is out there! Reviewed on: 6th July 2026

App easy to use.

App easy to use. Not so keen on all adverts Reviewed on: 6th July 2026

The best way to spend

The best way to spend your money Reviewed on: 6th July 2026

I have been with PayPal for a while now and the app...

I have been with PayPal for a while now and the app is very easy to access never had any problems with it Reviewed on: 6th July 2026

It was very quick to use it when I needed it.

It was very quick to use it when I needed it. Great opportunity Reviewed on: 6th July 2026

Brillant service, always helpful

Brillant service, always helpful Reviewed on: 6th July 2026

When I needed PayPal credit I got it straight away.

When I needed PayPal credit I got it straight away. And when I had any disputes with sellers of goods bought via PayPal PayPal instantly refunded without delay. Excellent service as always. I always use PayPal when buying any goods because I feel safer and if anything happens they are quite to help out. Reviewed on: 6th July 2026

The best spending experience......ever!

I have been using PayPal for a long time, love the pay in 3 its brilliant. I now have credit and that is also so easy and so useful. You can easily see whats what and how much you are spending etc. I have had a few issues with overseas companies not delivering and after the 6 month timescale have had a full refund on 2 occasions. Reviewed on: 6th July 2026

Just great aftercare all the time.

Just great aftercare all the time. Everyone welcoming on the calls Reviewed on: 6th July 2026

Good service easy to use and make repayment

Good service easy to use and make repayment Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub