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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to use and handy for paying for goids and...

Easy to use and handy for paying for goids and services Reviewed on: 6th July 2026

Highly recommend!!! Split payments with PayPal

PayPal payments-paypal credit -using already long years -you can split your payments -you can pay out any time -you can buy shop everywhere -car parts-fligt tickets -holidays-sometimes I don't have money example fix car to buy expensive parts -tyres -all what you need-its easier split payments definitely for me! Let's say you need 500 pound for brake pads disk and tyres-i can split payments -its sou helpful!!! I love paypal-help me a lot I my life! Perfect if you have unexpected payments to do -typical situation in life!!! Reviewed on: 6th July 2026

Highly recommend

Using the credit facility is so easy and straightforward. Being recognised as a viable payment method from most of the online retailers I use. I couldnt do without.Use of the app is great too, all the same positive comments as above and its easy to track payments and keep up with repayments. Reviewed on: 6th July 2026

I can buy things and split cost at no extra cost , a...

I can buy things and split cost at no extra cost , any queries are dealt with professionally and always resolved quickly and efficiently. Would recommend to all my family and friends. Reviewed on: 6th July 2026

Easy to use and safe transactions

Easy to use and safe transactions Reviewed on: 6th July 2026

Credit and instalments.

Been good app for credit, instalment and payments. It made it easier, when I been sort of money. Reviewed on: 6th July 2026

Great choice

Have used PayPal credit and pay in 3 along with full payment via debit card. So good to have a chpice Reviewed on: 6th July 2026

Everything about it is easy and any problems are sol...

Everything about it is easy and any problems are solved and explained very efficiently. It’s easy to set up a direct debit for regular payments but you can just go into your account and make additional payments as and when you feel. Communications and statements always arrive without any delays. I would highly recommend, Reviewed on: 6th July 2026

Secure, Safe and Fast

Always a fast and secure online purchasing experience Reviewed on: 6th July 2026

Good experiences in the past using pay in 3 and 0% d...

Good experiences in the past using pay in 3 and 0% deals. Recently tried the card on my phone to get discount at IoW festival and was really easy to set up and to use. Reviewed on: 6th July 2026

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