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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

I'm building my company with PayPal Credit

I'm building my company slowly and I'm using constantly PayPal Credit to buy new tools, the best thing is, I can make a payment anytime and my credit limit is able to reuse straight away. The PayPal app is very easy to understand and to use . Reviewed on: 16th April 2026

My credit was approved in a relatively short amount...

My credit was approved in a relatively short amount of time which allowed me to take advantage of a great deal with favourable payment terms Reviewed on: 16th April 2026

Always super easy and convenient to use.

Always super easy and convenient to use. Feels safe and secure to use without having to worry. Reviewed on: 16th April 2026

Fast and easy to transact plus you get flexible paym...

Fast and easy to transact plus you get flexible payments on higher purchases Reviewed on: 16th April 2026

So easy to apply.

So easy to apply. Great service. Reviewed on: 16th April 2026

Easy and fast and secure payment, with rest of mind.

Easy and fast and secure payment, with rest of mind. Reviewed on: 16th April 2026

trust worthy

always feel safe using paypal knowing my spending is protected Reviewed on: 16th April 2026

Will only pay online through paypal

I love paypal, i wont purchase things unless I can do it through PayPal. Its safe and if there is any issues they are really good at sorting it. They have different ways you can pay like the pay in 3 so a larger payment is easier to manage Reviewed on: 16th April 2026

Extremely reliable.

Extremely reliable. Always takes my payments without any technical issues. Confident and available for majority of retailers. I always feel safe using their services. Reviewed on: 16th April 2026

Great security for online shopping

Great security for online shopping Reviewed on: 16th April 2026

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