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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to use.

Easy to use. I rated customer service as neutral as never had to use it, app is user friendly Reviewed on: 6th July 2026

I’ve been using PayPal for a decade now and I love it!

I’ve been using PayPal for a decade now and I love it! It keeps me protected when buying things from sellers and just general retailers and I have loved using it. I also love paying with it too and how the offered me £20 off for choosing PayPal credit to pay over time too. Reviewed on: 6th July 2026

Not much an experience yet, cos I've e started not l...

Not much an experience yet, cos I've e started not ling ago I mean actively used PayPal. So far so good. Reviewed on: 6th July 2026

Just smooth and straight forward

Just smooth and straight forward Reviewed on: 6th July 2026

Straightforward, fast and friendly.

Straightforward, fast and friendly. A familiar and trusted brand making credit simple and easy. Reviewed on: 6th July 2026

Excellent easy to use , simple app with everything m...

Excellent easy to use , simple app with everything made clear Reviewed on: 6th July 2026

Great flexibility and secure payments

I love the flexibility of PayPal credit and the places it is accepted this makes a busy life so much easier and I feel I am fully protected Reviewed on: 6th July 2026

Pay pal helps me manage my spending and has been a g...

Pay pal helps me manage my spending and has been a great help Reviewed on: 6th July 2026

Excellent suite of payment options

A useful alternative suite of payment methods. Very straightforward to use. I particularly value the pay in 3 option which enables a payment to be spread across three pay months at no additional cost. Reviewed on: 6th July 2026

Very easy to understand and use plenty of advise

Very easy to understand and use plenty of advise Reviewed on: 6th July 2026

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