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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

It was a great experience for me to using paypal

It was a great experience for me to using paypal Reviewed on: 16th April 2026

PayPal staff are always so polite and try as always...

PayPal staff are always so polite and try as always to find solutions to problems. Reviewed on: 16th April 2026

Straight forward app easy to use.

Straight forward app easy to use. No problems at all Reviewed on: 16th April 2026

So simple to use PayPal credit and very generous cre...

So simple to use PayPal credit and very generous credit limit. Any issues are swiftly resolved. Convenient way of managing money Reviewed on: 16th April 2026

"It is a great service.

"It is a great service. It is very easy to buy things using PayPal, and I find it very useful. Thank you. Reviewed on: 16th April 2026

Pay is secure and customer service is excellent

Pay is secure and customer service is excellent Reviewed on: 16th April 2026

It will be nice to be able to spread the cost over 4...

It will be nice to be able to spread the cost over 4 months Reviewed on: 16th April 2026

Great set up

PayPal has helped us enormously, great set up easy to use Reviewed on: 16th April 2026

Excellent service

Brilliant easy to use. Very helpful Reviewed on: 16th April 2026

Easy to use and works first time, great to work with...

Easy to use and works first time, great to work with for finance management be it work or personal life, thank you Reviewed on: 16th April 2026

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