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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

great for buying larger items and spreading the cost

great for buying larger items and spreading the cost Reviewed on: 6th July 2026

PayPal...Pay with confidence.

I always pay via PayPal whenever the option is there as I feel reassured that I'm not being scammed and my payment is protected.I had a issue with something I purchased from ebay which turnt out to be a scam but I'm thankful I paid through PayPal app and didn't lose my money !PayPal were great and I always use them now even to pay for any takeaways we treat ourselves to ! Reviewed on: 6th July 2026

Having used paypal credit for many years now I find...

Having used paypal credit for many years now I find it easy to use and the chargers are reasonable Reviewed on: 6th July 2026

It handy but I never seem to pay it off

It handy but I never seem to pay it off Reviewed on: 6th July 2026

Brilliant, no fuss credit.

Brilliant, no fuss credit. Always there when I need it. Reviewed on: 6th July 2026

I find PayPal Credit very easy to manage and pay off...

I find PayPal Credit very easy to manage and pay off without getting into lots of debt and building up interest. Reviewed on: 6th July 2026

Easy and quick process.

Easy and quick process. I had no issues from start to finish. Reviewed on: 6th July 2026

It is ok.

It is ok. I only used pay in 3. Sometimes I have tried to extend the payments but it was unsuccessful. Reviewed on: 6th July 2026

Nice and smooth transaction and a very simple app to...

Nice and smooth transaction and a very simple app to you use Reviewed on: 6th July 2026

Great experience - so convenient to use the service...

Great experience - so convenient to use the service with PayPal, and pay in three! The repayment options are really helpful to allow you spread the costs for a more expensive purchase that you might not be able to make so easily. I've not had to contact customer service and generally the online portal has been very positive for me Reviewed on: 6th July 2026

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