Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

PayPal is my go to payment provider.

PayPal is my go to payment provider. It’s dimple to use and accepted in most areas Reviewed on: 6th July 2026

PayPal Credit is a great option

PayPal Credit is a great option for when you have an unexpected purchase you need to make. Having the choice of quick interest free payments or a longer term to pay off is great. Reviewed on: 6th July 2026

I have very good experience with apypal

I have very good experience with apypal Reviewed on: 6th July 2026

Paypal credit is super easy to use and widely accept...

Paypal credit is super easy to use and widely accepted making it very convenient as well Reviewed on: 6th July 2026

PayPal Credit Review

I have had a PayPal account for several years and have used the credit facility several times and have found it an excellent service, it's easy to use and handy for larger purchases allowing me to spread the costs monthly at an affordable amount. I would 100% recommend PayPal Credit Reviewed on: 6th July 2026

Always fast transfers and I like the level of securi...

Always fast transfers and I like the level of security to access my account for a piece of mind Reviewed on: 6th July 2026

overall good had few issues with linking bank for pa...

overall good had few issues with linking bank for payments, customer service unhelpful and although they said wasn't my fault was technical still got charged late fees but apart from that good Reviewed on: 6th July 2026

Nice and straightforward.

Nice and straightforward. Easy to use simple to understand. Reviewed on: 6th July 2026

Excellent service received, personally I am not faci...

Excellent service received, personally I am not facing any difficulties on PayPal service Reviewed on: 6th July 2026

Very convenient credit option and easy to set up whi...

Very convenient credit option and easy to set up whilst being used by most retailers Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub