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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99640)

Great to contact help me when thins go wrong

5
Great to contact help me when thins go wrong Reviewed on: 16th April 2026
Frank Hayes's avatar
Frank Hayes

So easy to use, the interest rate it excellent

5
So easy to use, the interest rate it excellent Reviewed on: 16th April 2026
Shantay b's avatar
Shantay b

The payment process is seamless.

5
The payment process is seamless. The fact that one can link PayPal to ones traditional bank account is also a great feature. Reviewed on: 16th April 2026
Adekunle Badejo's avatar
Adekunle Badejo

I have used PayPal for numerous years it's been a gr...

5
I have used PayPal for numerous years it's been a great service. I have never encountered any issues with PayPal and it's straight forward Reviewed on: 16th April 2026
Noreen A's avatar
Noreen A

Affordable and no problem in accessing

5
Affordable and no problem in accessing Reviewed on: 16th April 2026
Nolan T's avatar
Nolan T

Secure spending

5
Never had a problem very accessible quick easy to manage on the app. Money is safe also when you pay with PayPal very secure Reviewed on: 16th April 2026
Antheacostello1@hotmail.co.uk 's avatar
[email protected]

Whatever transactions that I have made have been see...

5
Whatever transactions that I have made have been seemless Reviewed on: 16th April 2026
Paul's avatar
Paul

Resolution results

5
Had a dispute with a company, so I contacted Resolution centre and they sorted it out for me. I can't say anymore because it was personal. I would recommend them. Reviewed on: 16th April 2026
Anthony Beadnell 's avatar
Anthony Beadnell

Easy to use

5
Easy to use and easy to manage payments and transactions online. Helps to make purchases affordable. Reviewed on: 16th April 2026
Karen's avatar
Karen

Seamless, easy to use, clear information and guidance

5
Seamless, easy to use, clear information and guidance Reviewed on: 16th April 2026
Jane A's avatar
Jane A

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