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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Like pay in 3 comes in very handy without pay loads...

Like pay in 3 comes in very handy without pay loads of interest Reviewed on: 6th July 2026

Never had any problem using PayPal and have the reas...

Never had any problem using PayPal and have the reassurance of knowing I can get assistance with any seller issues Reviewed on: 6th July 2026

Good help me sometimes to buy something

Good help me sometimes to buy something Reviewed on: 6th July 2026

I have been with PayPal for 20 years.

I have been with PayPal for 20 years. I have never had a bad experience with them ever. On the few occasions where a problem has arisen, they have fixed it quickly and with no fuss. Reviewed on: 6th July 2026

I found it really helpful for large purchase and spr...

I found it really helpful for large purchase and spreading the cost Reviewed on: 6th July 2026

Excellent customer service easy to manage

Excellent customer service easy to manage Reviewed on: 6th July 2026

Paying with PayPal is flexible

PayPal provides hassle free payment with credit options for higher value goods and pay in 3 is a very good option to spread the cost of an expensive item Reviewed on: 6th July 2026

No issues, no problem, clear rules

No issues, no problem, clear rules Reviewed on: 6th July 2026

Super easy to use, always available.

Super easy to use, always available. Easy to pay off when needed. Il use it for a long time Reviewed on: 6th July 2026

Easy to use, good app and good opportunities my favo...

Easy to use, good app and good opportunities my favourite credit provider to use. Reviewed on: 6th July 2026

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