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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,724 reviews, last reviewed 6th May 2026
2257000% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t use any other provider. Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026
SC's avatar
SC

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99724)

PayPal credit revue

5
Always dealt with any issues that I’ve had quickly and professionally . Reviewed on: 16th April 2026
Lynne Taylor's avatar
Lynne Taylor

Problem free PayPal.

5
Never had a problem with PayPal, and have helped me get money back from an unscrupulous supplier. Reviewed on: 16th April 2026
Philip Slater 's avatar
Philip Slater

Simple and Efficient Experience

5
My experience overall has been smooth. PayPal credit is easy to navigate; the process of using it is quite straightforward. I am always able to complete transactions without confusion. Reviewed on: 16th April 2026
Kevwe's avatar
Kevwe

Excellent

3
Good experience it's realistic and value for money Reviewed on: 16th April 2026
Kabir 's avatar
Kabir

Useful if you’re disciplined

4
PayPal Credit is convenient, but it’s not forgiving. It gives you flexibility, but if you don’t stay sharp with repayments and terms, it will cost you Reviewed on: 16th April 2026
Kazi's avatar
Kazi

Easy to use and efficient paypal

5
Easy to use and efficient every time Reviewed on: 16th April 2026
Mary M's avatar
Mary M

Pay pal always there

5
Pay pal always there when purchasing and easy payment methods Reviewed on: 16th April 2026
Ged's avatar
Ged

Really easy and helpful.

4
Really easy and helpful and fast activate but 4 months is not to much, please raise it to months Reviewed on: 16th April 2026
Heydar Ali Tazarvi's avatar
Heydar Ali Tazarvi

Good experience handy service good customer bservicd

5
Good experience handy service good customers service Reviewed on: 16th April 2026
Ila Popat's avatar
Ila Popat

When ever a problem occurs they are able to sort it...

5
When ever a problem occurs they are able to sort it out Reviewed on: 16th April 2026
Anthony Rick's avatar
Anthony Rick

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