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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Clear guidance, easy to set up repayments.

5
Clear guidance, easy to set up repayments. Haven't needed to use customer service. Reviewed on: 6th July 2026

Excellent service, I'm feeling confident when I shop...

5
Excellent service, I'm feeling confident when I shopping with PayPal Reviewed on: 6th July 2026

Good , all round

5
They are there to help out with problems good & secure Reviewed on: 6th July 2026

Value for money

5
Respond promptly, settle disputes within the framework time, great service and an excellent customer service Reviewed on: 6th July 2026

Pay Pal app easy to use user friendly.

5
Pay Pal app easy to use user friendly. I really like the pay in 3 option interest free. A great choice for me. I find Pay Pal secure and safe to use. Customer service there to support you if you should need assistance and offer good advice should something go wrong. Thank you Pay Pal for looking after me keeping me safe. Reviewed on: 6th July 2026

I love the pay in three months and all the o percent...

5
I love the pay in three months and all the o percentage offers Reviewed on: 6th July 2026

Safe way to pay for goods

5
Safe way to pay for goods and their pay in three is a great way to budget if funds are a bit short at times. Reviewed on: 6th July 2026

So easy to use good rates can’t fault it

5
So easy to use good rates can’t fault it Reviewed on: 6th July 2026

Paypal mode engaged!

5
Paypal! You have been my lifeline for years! From interest free to pay in three I’ve always used you to support my spending habits! Keep doing that thing Paypal! Reviewed on: 6th July 2026

Fast, smart, always ready to pay.

5
Fast, smart, always ready to pay. Giving credit and options. Reviewed on: 6th July 2026

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