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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

Poor Customer Service

I experienced very poor service last year when I had to call customer service regarding. a Paypal Credit transaction. I spoke to 4 different staff members and eventually I sent a written complaint which I did not receive a satisfactory response. Reviewed on: 16th April 2026

PayPal credit is extrremely easy and hassle free.

PayPal credit is extrremely easy and hassle free. Reviewed on: 16th April 2026

PayPal credit is great, it’s convenient and I like t...

PayPal credit is great, it’s convenient and I like the 0% interest for 4 months Reviewed on: 16th April 2026

I brought a phone and I used PayPal credit to help m...

I brought a phone and I used PayPal credit to help me pay for it Reviewed on: 16th April 2026

Excellent customer service my experience so far has...

Excellent customer service my experience so far has been great. Reviewed on: 16th April 2026

PayPal is awesome helps with some many payments on i...

PayPal is awesome helps with some many payments on items you can’t offord to pay fully wouldn’t ask for a better money saver Reviewed on: 16th April 2026

Customer service

I had to change monthly direct debit spoke to customer service very helpful. Reviewed on: 16th April 2026

Easy to use.

Easy to use. Links well with other apps, eBay etc. Reviewed on: 16th April 2026

I have been with them for a long time.

I have been with them for a long time.good services Reviewed on: 16th April 2026

My best friend

I find PayPal safe and secure. Always there to help in difficult situations.. Reviewed on: 16th April 2026

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