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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99896 reviews)

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4.90

Based on 99,896 reviews, last reviewed 6th May 2026

2264900% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99896)

Protective way to pay

I have used PayPal for years, whenever I buy I pay with PayPal , pay in 3 , PayPal Credit gives you more time to pay if buying larger items. Thanks most items are protected & Paypal help you if you have a problem, to get your money back. Reviewed on: 16th April 2026

Easy to use and reasonable terms

Easy to use and reasonable terms Reviewed on: 16th April 2026

Good and easy application access

Good and easy application access Reviewed on: 16th April 2026

Paypal always helpful

Will always listen and try to help or give advice Reviewed on: 16th April 2026

Quick and easy information on statements easy to nav...

Quick and easy information on statements easy to navigate and read, Reviewed on: 16th April 2026

Easy and convenient to use

I’ve had a good experience using PayPal Credit. It’s easy to use, especially for spreading the cost of purchases. The process is straightforward and payments are simple to manage through the app. I like the flexibility it gives me when I need it. Reviewed on: 16th April 2026

This is the first credit line I’ve opened as I’m qui...

This is the first credit line I’ve opened as I’m quite young . PayPal have been brilliant and have explained everything to make sure I’m keeping up with my credit. Reviewed on: 16th April 2026

Useful for great payments, etc.

Useful for great payments, etc. etc. etc. Reviewed on: 16th April 2026

fast delivery and a good solution

fast delivery and a good solution Reviewed on: 16th April 2026

Good service overall simple and easy

Good service overall simple and easy Reviewed on: 16th April 2026

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