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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Super easy to use.

Super easy to use. It's good that it's widely accepted. Gives me control in how much I can pay back and when. Reviewed on: 6th July 2026

Generally good some products aren’t what they seem b...

Generally good some products aren’t what they seem but more good than bad Reviewed on: 6th July 2026

It was simple to use & apply.

It was simple to use & apply. Easy to keep track of & I would definitely use again. Reviewed on: 6th July 2026

Easy Shopping

Easy to pay I can spread payments on larger items make my shopping experience easier Reviewed on: 6th July 2026

Simple and reliable

Easy sign up and instant acceptance. Simple to manage, really helpful for paying off purchases over a few months. The offer of 4 months interest free on orders over £99 is amazing. Reviewed on: 6th July 2026

I've used PayPal credit for years it's by far the be...

I've used PayPal credit for years it's by far the best credit platform out there - I make use of the interest free 4 months credit regularly to help me budget for large purchases Reviewed on: 6th July 2026

Very good to a a point.

The service is very good and simple to execute. Contact with support could be improved. When there is an issue with your account it is difficult to find why. The AI system is far from satisfactory- every answer is only a little bit more correct than the last one… you need to fix this with some human interaction until you can afford to pay your AI agents correctly. Reviewed on: 6th July 2026

Friendly, reliable and convenient service

Friendly, reliable and convenient service Reviewed on: 6th July 2026

Excellent customer service

Excellent customer service which is easy to access Reviewed on: 6th July 2026

Just great

Just a great way to spread the cost of purchases. Reviewed on: 6th July 2026

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