Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (99960)

PayPal Payment

4
Originally payment method on eBay but now offers flexible ways to make payments. More companies offering PayPal payments which is good a thing. Reviewed on: 16th April 2026

The experience has been good so far.

5
The experience has been good so far. It has enabled me to utilise credit safely. Reviewed on: 16th April 2026

Easy pay

4
Brilliant when you wanna pay 4 interest payments Reviewed on: 16th April 2026

Easy money

5
Just really easy to navigate. Very happy with this app Reviewed on: 16th April 2026

PayPal for peace of mind

5
PayPal offer really good flexibility and are very good if any issues should arise. Products and promos are explained clearly, they deliver as they say they will. Reviewed on: 16th April 2026

Years of support and encouragement many thanks

5
Years of support and encouragement many thanks Reviewed on: 16th April 2026

I am rather happy to use PayPal.

5
I am rather happy to use PayPal. I wish I could have an instalment option for everything:) Reviewed on: 16th April 2026

My experience with paypal has been very positive the...

4
My experience with paypal has been very positive the only downside I found is when we need to speak with someone from paypal is not the best communication system. Reviewed on: 16th April 2026

Excellent

5
Totally excellent 100 per cent satisfaction Reviewed on: 16th April 2026

Reliable

5
Easy app to navigate comprehensive and reliable Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review