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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great service

At a time when I really needed credit PayPal were there to help. It's been a very good experience. Reviewed on: 6th July 2026

Power to the people

I love using PayPal credit because it gives you 4 months interest free. Reviewed on: 6th July 2026

PayPal Credit is a valuable line of credit.

PayPal Credit is easy to obtain being fairly instant and there are lots of merchants that offer it. I would like to be able to pay it off just as instantaneously though, its a faff doing this. Reviewed on: 6th July 2026

Very simple transaction process.

Very simple transaction process. Easy to see and monitor payments. Easy to accept or decline credit increases. Reviewed on: 6th July 2026

I use pay pal credit as my 1st choice

I use pay pal credit for all my big purchases. I've never had any problems using it it always my first choice. Reviewed on: 6th July 2026

App is easy to navigate.

App is easy to navigate. Secure which gives piece of mind when buying. Option for pay in 3 or 4 months interest free is easy to manage with app. Reviewed on: 6th July 2026

Review of Paypal

no complaints.Would recommend.Flexilble approach. Reviewed on: 6th July 2026

Game changer

I’ve been using PayPal for as long as I can remember and loved it. When PayPal introduced different payment methods GAME CHANGER. Customer service actually talk like they work there and enjoy their jobs Reviewed on: 6th July 2026

Pay-In-3 is Amazing!

I think the Pay-In-3 feature has been particularly revolutionary. It’s so convenient and makes it straightforward to spread payments for purchases. Lifestyle buys have become more affordable for me as a result. Reviewed on: 6th July 2026

A review

A review is piece of writing that reflects how someone feels about their experience of something Reviewed on: 6th July 2026

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