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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Very quick and easy to use.

5
Very quick and easy to use. Very high quality communication. Reviewed on: 6th July 2026

Always great, very easy.

5
Always great, very easy. They make it very fast when dealing with payments on my phone Reviewed on: 6th July 2026

PayPal has enabled me to have experiences and buy gi...

5
PayPal has enabled me to have experiences and buy gifts that I could not have purchased without using the interest free options. I love that you can chose how and when you want to pay as it allows me control over my budgeting. Reviewed on: 6th July 2026

Quick and convenient

4
Quick and convenient way of shopping and spending. The protection of purchases is also fabulous. Reviewed on: 6th July 2026

Very happy and if I have any problems they sort it f...

5
Very happy and if I have any problems they sort it for me . Great communication Reviewed on: 6th July 2026

A very reasonable pay back system

5
A very reasonable pay back system Reviewed on: 6th July 2026

You can always trust PayPal if you have a problem w...

5
You can always trust PayPal if you have a problem with a seller, for refunds Reviewed on: 6th July 2026

Fast no fuss finance when I needed it with interest...

5
Fast no fuss finance when I needed it with interest free payment option. Would definitely recommend to friends and family and will also use the service again in the future should I need to. Reviewed on: 6th July 2026

A good experience with costumer care who helping me...

5
A good experience with costumer care who helping me to refunds the miney Reviewed on: 6th July 2026

Good and easy to use for shopping.

5
Good and easy to use for shopping. Reviewed on: 6th July 2026

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