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PayPal: PayPal Credit reviews

4.90
Based on 100,024 reviews, last reviewed 6th May 2026
2270750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 months with no interest very good offet Good offer without interest. It help family to buy item who can't pay all in one gone. Reviewed on: 6th May 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100024)

A great and easy site to navigate

5
A great and easy site to navigate Reviewed on: 16th April 2026

everything is easy to navigate and the added extra p...

5
everything is easy to navigate and the added extra piece of mind Reviewed on: 16th April 2026

PayPal is really easy to use and at the same time gi...

5
PayPal is really easy to use and at the same time gives you lots of options to send your money smartly Reviewed on: 16th April 2026

PayPal has a personal touch

5
Paying through PayPal is always straightforward, but what really stands out is the human side behind it. Their customer service agents are consistently patient, kind, and genuinely focused on helping—turning what could be a frustrating issue into a calm, reassuring experience. It’s rare to feel truly supported these days, but with PayPal, you’re not just another query—you’re treated with care, respect, and real understanding. Reviewed on: 16th April 2026

Always reliable and great customer service

5
Always reliable and great customer service Reviewed on: 16th April 2026

I find the Paypal exprerience safe and convenient

5
I find the Paypal exprerience really helpful and convienient. I also think it's a safe and secure way to pay for products. Reviewed on: 16th April 2026

Using PayPal since 2014 and very convenient for onli...

5
Using PayPal since 2014 and very convenient for online purchases. I feel double protected by PayPal and my bank account Reviewed on: 16th April 2026

Really easy to make payments with the PayPal debit c...

5
Really easy to make payments with the PayPal debit card and I can also track my purchases. Reviewed on: 16th April 2026

Simple and easy to setup.

5
Simple and easy to setup and use. And really easy to work out best way for repayment. Reviewed on: 16th April 2026

Safe & Easy to Use. No paperwork All online.

5
Easy to use and safe way of handling my money/paying bills. PayPal have always retrieved money when a scam or a subscription take money from your account unlawfully. Thank you. Reviewed on: 16th April 2026

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