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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy yo use and satisfaction that anything goes wron...

Easy yo use and satisfaction that anything goes wrong PayPal will resolve issue Reviewed on: 13th July 2026

Very cool & no other app like paypal

Very cool & no other app like paypal Reviewed on: 13th July 2026

Online purchases so much SAFER and EASIER!

Paypal is a trusted name and makes me feel safe when purchasing online. I love that there is options for credit with interest free period and also you can choose to pay in 3. When i am buying anything if they have Paypal as a payment option I would always opt for this especially the credit option so I can pay over time. My details stored in there and I use the app on my phone easily accessed with face id so dont have to keep sharing my bank details when buying online. Reviewed on: 13th July 2026

Easy to use with no fuss, simple to complete transac...

Easy to use with no fuss, simple to complete transactions and safe when making a purchase. My main use is on line purchases and PayPal makes it simple by repopulating my information making the sales smooth and delivery easy. Reviewed on: 13th July 2026

Really valuable financila tool for budgeting and man...

Really valuable financila tool for budgeting and managing finance. Reviewed on: 13th July 2026

Paypal Credit is incredibly useful especially when y...

Paypal Credit is incredibly useful especially when your in a foreign country and need to use Credit card. There's also various ways to spread the cost of anything you purchase online or in store and is so easy to use. I would 100% recommend it to my family or friends. Reviewed on: 13th July 2026

HakDMan1

ive been a customer for a long time and still only have £200 credit very poor not happy i vave a credit card and its £4000 why can't paupal see im I'm a good customer and raise ut terrible experience Reviewed on: 13th July 2026

I find PayPal easy and Great to use specially with t...

I find PayPal easy and Great to use specially with their rates and the time off to pay back is excellent highly recommend Reviewed on: 13th July 2026

Amazing service

Everything always goes smoothly with PayPal credit. I use it very often as it's convenient and never had issues with it. Simply amazing. Reviewed on: 13th July 2026

Fantastic experience PayPal ever

Fantastic experience PayPal ever Reviewed on: 13th July 2026

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