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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Has positive been extremely helpful

5
Has been extremely helpful and reliable with being able to balance out all my impossible financial situations I previously had before I was accepted for PayPals credit card. IDE definitely recommend to others who are responsible with their cash flow. Reviewed on: 12th July 2026

Always helpful and customer service is on top.

5
Always helpful and customer service is on top. Reviewed on: 12th July 2026

Security

5
Secure system. If it's an option on a purchase I will use it. Reviewed on: 12th July 2026

Its just easy when retailers accept it at checkout.

5
Its just easy when retailers accept it at checkout. Reviewed on: 12th July 2026

Always great to have credit and being able to manage...

5
Always great to have credit and being able to manage it. Cheers guys! Reviewed on: 12th July 2026

Super easy to check out with PayPal, PayPal credit a...

5
Super easy to check out with PayPal, PayPal credit also offers great options with pay in 3 or 0% for 30days Reviewed on: 12th July 2026

Amazing would highly recommend

5
I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the account was available to use almost immediately. It’s been really useful for spreading the cost of larger purchases, and the payment options are flexible and easy to manage through the PayPal app. The interface is clear, payments are processed smoothly, and I’ve never had any issues with the service. Overall, it’s a convenient and reliable credit option that I would happily recommend. Reviewed on: 12th July 2026

Very good and easy to use and very flexible

4
Very good and easy to use and very flexible Reviewed on: 12th July 2026

Always superb service.

5
I've never had a bad experience using PayPal in any firm ir on any platform, always excellent. Reviewed on: 12th July 2026

PayPal is great

5
PayPal helped me when I needed it most Reviewed on: 12th July 2026

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