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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I am client for ages; efficient, good, reliable and...

I am client for ages; efficient, good, reliable and useful Reviewed on: 28th May 2025

Perfect for big buys and keeps my money in once place.

Perfect for big buys and keeps my money in once place. Reviewed on: 28th May 2025

they provided a safe and secure way of paying bills,...

they provided a safe and secure way of paying bills, with easy and convenient payment options Reviewed on: 28th May 2025

I have been using pay pal several years now and it's...

I have been using pay pal several years now and it's been saving me at dere times of needs. The fact that you can use PayPal on virtually every platform syncing different payments modes makes it's exceptional. Reviewed on: 28th May 2025

Great customer service, easy to use app.

Great customer service, easy to use app. I love the “ pay in 3 “option and the credit option. Reviewed on: 28th May 2025

Fantastic Service

Fantastic Service, simple to use, competitive rates, and they handle disputes well. Reviewed on: 28th May 2025

PayPal is flexible, easy to use and affordable.

PayPal is flexible, easy to use and affordable. Reviewed on: 28th May 2025

Great option to have when make larger purchases

Great option to have when make larger purchases Reviewed on: 28th May 2025

The best

Paypal helped me a lot. Its easy and costumer service is amazing Reviewed on: 28th May 2025

I find PayPal excellent.

I find PayPal excellent. When paying for items I use PayPal to pay as a security. I use PayPal credit as well, but only once at a time. Reviewed on: 28th May 2025

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