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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,671 reviews, last reviewed 15th Jun 2026
4086450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always use for pay in 3, secure way to pay. Always use for pay in 3, secure way to pay. I use as a default paying method on most transactions. Easy to use app and to keep track of payments. Payp... Read more Reviewed on: 15th June 2026
Becky H's avatar
Becky H

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139671)

Excellent service , smooth transaction

5
Excellent service , smooth transaction Reviewed on: 12th June 2026
Waqas S's avatar
Waqas S

I like to providey jobb like a healthy growing expe...

4
I like to providey jobb like a healthy growing experience Reviewed on: 12th June 2026
Escobar Pablo's avatar
Escobar Pablo

Easy payments

5
Very easy to use. Very reliable. Reviewed on: 12th June 2026
Rob's avatar
Rob

Great easy to use service, would highly reccomend, h...

5
Great easy to use service, would highly reccomend, has a great variety of options from pay in 3 easy instalments if you don’t quite have the money at the time of purchase or has 4 months interest free credit option so you don’t pay any extra on your credit purchase if paid back within the 4 month time scale Reviewed on: 12th June 2026
Niall j's avatar
Niall j

paypal has been wonderful

5
It as been wonderful. The processes are lovely and smooth Reviewed on: 12th June 2026
joel falowo's avatar
joel falowo

Great service with great incentives.

5
Great service with great incentives. Enjoy using it especially the pay in 3 allows me time to pay for items, I cant pay for at the time of purchase. Reviewed on: 12th June 2026
V M's avatar
V M

To be honest I’m only reviewing PayPal to be entered...

5
To be honest I’m only reviewing PayPal to be entered into a £1k prize thingy, but that said they are quite good. Reviewed on: 12th June 2026
Owen H's avatar
Owen H

Easy to use.

5
Easy to use. Money always transferred quickly Reviewed on: 12th June 2026
Kristen R's avatar
Kristen R

Simple and easy to use and a trustworthy name

5
Simple and easy to use and a trustworthy name Reviewed on: 12th June 2026
Anne L's avatar
Anne L

Problem free always!

5
Never had an issue with PayPal Credit, really great system and loved the no interest on fiat purchases! Reviewed on: 12th June 2026
Tm 's avatar
Tm

Review PayPal: PayPal Credit now

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