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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent service of my experience with PayPal credi...

Excellent service of my experience with PayPal credit customer Reviewed on: 28th May 2025

I have never had an issue with PayPal

I have never had an issue with any communication with paypal. Also any issues I have had have been rectified very quickly. Reviewed on: 28th May 2025

Easier to use.

Easier to use. Prompt problem solving. Reviewed on: 28th May 2025

I had a great experience with PayPal Credit.

I had a great experience with PayPal Credit. The application was quick, and I got instant approval. I really liked the flexible payment options, especially the 0% interest offer for a few months. It made managing bigger purchases easier, and everything was smooth and easy to track through my PayPal account. Overall, it’s a convenient and helpful way to shop and manage payments. Reviewed on: 28th May 2025

Excellent and easy to use.

Excellent and easy to use. Also Excellent customer service Reviewed on: 28th May 2025

Used regularly offering good protection as well

Used regularly offering good protection as well Reviewed on: 28th May 2025

Customer friendly -safe secure easy to use

Easy to use, customer friendly. It is secure safe method I use regularly for transactions. I have been a paypal customer for many years. Good easy access to helpful customer service support. Reviewed on: 28th May 2025

Amazing service.

Amazing service. Thank U Have a wonderful experience every time Reviewed on: 28th May 2025

Highly recommended and very helpful for anyone.

Highly recommended and very helpful for anyone. Reviewed on: 28th May 2025

Want to spread the cost, at a great rate? Use PayPal.

PayPal are by far my favourite company to use, when I need to spread the cost of something over a period of time. Very good rates, unmatched by anyone else. They will always be my preferred way to pay for everything. Reviewed on: 28th May 2025

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