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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139473 reviews)

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4.73

Based on 139,473 reviews, last reviewed 15th Jun 2026

4077550% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

It is easy to use, very accessible and super clear w... It is easy to use, very accessible and super clear with any instructions Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139473)

PayPal has given me the flexibility to make unexpect...

PayPal has given me the flexibility to make unexpected purchases without putting too much pressure on my finances. Reviewed on: 12th June 2026

Good platform, easy transactions, good customer serv...

Good platform, easy transactions, good customer service and hassle free money movement. Reviewed on: 12th June 2026

Just the best payment platform!

I started using PayPal several years ago as it was by far the easiest, stress-free way to pay for items from across the globe. What started as a convenient payment platform is now my go-to financial tool. My account is easy to access, the app works brilliantly on my phone, and I know that when I use PayPal my transactions are safe and secure. If you are not already using PayPal I would seriously recommend giving it a try, you wont be sorry! Reviewed on: 12th June 2026

5 star service

Never a problem with any transaction. When my account was compromised it was dealt with very quickly Reviewed on: 12th June 2026

Safe and Secure

I've had PayPal for many years. I love the pay in 3 or 4 at 0% interest. I also feel safe buying through PayPal knowing if I have any issues, they are there to help. Reviewed on: 12th June 2026

Easy to use.

Easy to use. Quick and hassle free. Reviewed on: 12th June 2026

Really good experience, discount for signing up to P...

Really good experience, discount for signing up to PayPal credit. Love its 4 months no interest. Reviewed on: 12th June 2026

Excellent payment method

Extremely smooth payment process, very easy - never experience any issues. Love that I have a virtual card & can use it in physical shops as well as online. Useful payment reminders. Reviewed on: 12th June 2026

Pre arranged credit used again

Pre arranged credit used again for an online purchase Reviewed on: 12th June 2026

Easy to use, safe and convenient.

Convenient and easy to use, I tend to have a rolling balance but always kept within the 4 months interest free period. I love the fact that all my purchases are then covered by the PayPal protection giving me that added security for my money. Reviewed on: 12th June 2026

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