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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139523 reviews)

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4.73

Based on 139,523 reviews, last reviewed 15th Jun 2026

4079750% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal pay in 3 All good. Had no problems. Like the pay in 3 that I have used a few times. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139523)

Easy to use credit

Easy to use credit with a fantastic short term borrowing offer, it's spend £99 and pay back in 4 months interest free offer, is very useful for covering the costs of unexpected expenses like a new washing machine. Reviewed on: 12th June 2026

It's years enjoying PayPal and really had no problem...

It's years enjoying PayPal and really had no problem, excellent service Thanks Reviewed on: 12th June 2026

Handy for emergencies

It's handy if you are hot with and unexpected expense giving you a bit more time to pay for more expensive items. Reviewed on: 12th June 2026

It was a quick and easy and makes transaction quicke...

It was a quick and easy and makes transaction quicker and having a card with 4 months interested free is brill Reviewed on: 12th June 2026

No hassle and so useful

I've had no problems with PayPal and it has always been a good experience. Reviewed on: 12th June 2026

Quick and easy, only thing I would like different is...

Quick and easy, only thing I would like different is the app is slow to update when you’ve made payments off of your credit total. Reviewed on: 12th June 2026

Simple, easy to use

Simple, easy to use, and customer service is amazing Reviewed on: 12th June 2026

PayPal credit is great through the app.

PayPal credit is great through the app. The only issue is the cars linked to it is often declined for some reason. Reviewed on: 12th June 2026

Great to use

It's convenient and easy to use, lots of retailers accept pay pal payments. Especially small businesses, having a no interest window helps to spread out the cost without incurring charges. Reviewed on: 12th June 2026

overall happy with service Paypall is providing

overall happy with service Paypall is providing Reviewed on: 12th June 2026

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