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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,002 reviews, last reviewed 15th Jun 2026
4101550% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and handy to be able to use it most plac... Easy to use and handy to be able to use it most places and pay over time. Reviewed on: 15th June 2026
Lozzzzz's avatar
Lozzzzz

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140002)

Easy to use

5
Easy to use. Good rewards and good credit options. Reviewed on: 12th June 2026
Jozef S's avatar
Jozef S

Easy to set up and fast.

5
Easy to set up and fast. An overall great experience. Reviewed on: 12th June 2026
Officially Mayhem's avatar
Officially Mayhem

Great customer service

4
Great customer service, agents always listen and resolve issues Reviewed on: 12th June 2026
SoniB's avatar
SoniB

Best Site.

5
Easy to navigate and it also notifies of promotions Reviewed on: 12th June 2026
Busizwe N's avatar
Busizwe N

It’s user friendly.

5
It’s user friendly. You can send and receive money internationally in minutes. Reviewed on: 12th June 2026
Khan I's avatar
Khan I

Great customer service.

4
I had an issue with PayPal and I asked a customer service rep for help. I was helped out and also explained things to me that I didn’t understand Reviewed on: 12th June 2026
Matthew's avatar
Matthew

Easy transition support & information provided

5
Easy transition support & information provided Reviewed on: 12th June 2026
Davina's avatar
Davina

PayPal is accessible and using the app is easy.

5
PayPal is accessible and using the app is easy. Reviewed on: 12th June 2026
Del's avatar
Del

Seamless PayPal Credit Process

5
Seamless process of applying for PayPal credit whilst purchasing a new phone. There was another credit company that failed to provide adequate finance despite me having over 1000 point of Experian credit score. Can't fault PayPal. Reviewed on: 12th June 2026
Akanksha M's avatar
Akanksha M

If ive ever had a problem and when ive rung up they...

4
If ive ever had a problem and when ive rung up they have managed to sort it out straight away for me Reviewed on: 12th June 2026
James m's avatar
James m

Review PayPal: PayPal Credit now

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