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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best payment option

5
Always handy, fast and best payment options with PayPal. My favourite way to pay Reviewed on: 28th May 2025

PayPal has always been there when I needed a financi...

5
PayPal has always been there when I needed a financial boost ! Reviewed on: 28th May 2025

I use PayPal on a weekly basis and always found it e...

5
I use PayPal on a weekly basis and always found it easy to navigate and to pay for items Reviewed on: 28th May 2025

Have been using PayPal for years,very secure payment...

5
Have been using PayPal for years,very secure payments and great customer service.I always use PayPal if it is available when purchasing items. Reviewed on: 28th May 2025

A seamless process

5
A seamless process from start to finish, definitely use again. Reviewed on: 28th May 2025

Feedback

5
I amuse it for years, but I neverhad any issue or complaint.This service is very trustworthy. Reviewed on: 28th May 2025

Love PayPal!

5
Love PayPal - I have confidence it's a secure and safe way for any transaction anywhere in the world. it's easy to use and PayPal Credit has made life a lot easier during difficult times. I've been a PayPal customer for many years now and I will continue to be a customer. it's easy to add & change methods of payment Reviewed on: 28th May 2025

Always been helpful if I have any issues, quick to r...

5
Always been helpful if I have any issues, quick to respond and very polite Reviewed on: 28th May 2025

Good experience

5
PayPal have always been wonderful very helpful Reviewed on: 28th May 2025

Amazon's the Best

5
Orders are always on time and in an excellent condition Reviewed on: 28th May 2025

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