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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe Secure reliable & Helpful PayPal

Always there for you if needed to spread your purchase price to help with the cost each month, great customer service no quibbles when I’ve had a purchase go wrong PayPal have stepped in to sort out the problem and when needed refunded my purchase price! I Always use PayPal as it gives me the satisfaction of safe purchases and purchase guarantees a safe and secure way to protect your money and purchases really happy using PayPal for so many purchases from big to small !! Reviewed on: 28th May 2025

Ease of use, when a transaction is made email confir...

Ease of use, when a transaction is made email confirmation comes through straight away Reviewed on: 28th May 2025

PayPal Credit, stress free

I've been using PayPal for some time now and have always found it to be an excellent app. Using PayPal credit has helped me purchase the things I need without any stress. Reviewed on: 28th May 2025

PayPal Credit has helped me to plan future payments...

PayPal Credit has helped me to plan future payments and manage my expenses. Their pay back features is one of the best Reviewed on: 28th May 2025

PayPal 5*

PayPal have given me excellent customer service, with their clear communication and clear to navigate ap,it’s friendly for all ages even technophobes. There 4 months free purchase with 0% interest is great enabling you to pay your final balance interest free. You can utilise PayPal on almost anything now at check out which gives you the option to pay over 4 months interest free,which is excellent if you can’t afford a lump sum payment. I’ve been using pay pal for many years and it’s evolved over time for the better. It enables me to navigate my finances freely without putting on lots of interest as it gives me that leeway over the four months. Reviewed on: 28th May 2025

fantastic, 5stars experience

Only great experience, that's what you get Reviewed on: 28th May 2025

Satisfied

Very easy to use it, helpful in need, thanks Reviewed on: 28th May 2025

The best

They are the best resolving disputes, easy to use Reviewed on: 28th May 2025

Very reliable dependable trustworthy and my go to pa...

Very reliable dependable trustworthy and my go to payment provider when using or purchasing something Reviewed on: 28th May 2025

It's very good experience the service is excellent

It's very good experience they pay in 3 is really good It helps me to manage my money Reviewed on: 28th May 2025

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