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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181034)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy process, reliable service and plentiful in...

5
Very easy process, reliable service and plentiful information Reviewed on: 12th July 2026

Great service, love using it all the time.

5
Great service, love using it all the time. Reviewed on: 12th July 2026

customer service is the best they help me to refund...

5
customer service is the best they help me to refund my complain after one seller send me wrong item from china Reviewed on: 12th July 2026

Excellent service 1000

5
Excellent service when dealing with customer service personnel Reviewed on: 12th July 2026

Absolutely amazing, I wasn’t a town and I needed som...

5
Absolutely amazing, I wasn’t a town and I needed something quickly and yes, I got that I needed Reviewed on: 12th July 2026

Been great experience using PayPal

5
Been great experience using PayPal Reviewed on: 12th July 2026

Easy, reliable and Instant.

5
Easy, reliable and Instant. After introduction of paypal card and compliance with good pay I think its a complete financing system now. Reviewed on: 12th July 2026

PayPal is a lifesaver...

5
PayPal is a lifesaver, but honestly, very difficult to get through to customer services at times. I also had to cancel a transaction and re-purchase a product, which was extremely frustrating because I had to wait so long, to see the reflection of a transaction, then make the purchase again... Live transaction updates would be a fantastic upgrade to the system and a real game changer. PayPal rewards would be a great thing to have easily available on email too, (snapshots) of discounted items or products you can purchase would also be more attractive to any new customer. Reviewed on: 12th July 2026

They are always understanding excellent help

5
They are always understanding , helpful and supportive, I have never felt uncomfortable or they are offering a service you can depend on they are brilliant Reviewed on: 12th July 2026

Don’t delay, get a PayPal account today.!.

5
Easy, secure, convenient and reassuringly safe online. Love pay in three. Reviewed on: 12th July 2026

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