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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,689 reviews, last reviewed 16th Jun 2026
4132250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for 7 years and never had an... I've been using PayPal for 7 years and never had an issue. Reviewed on: 16th June 2026
Ana-Maria Dicu's avatar
Ana-Maria Dicu

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140689)

I needed spares for my car as I use it to get to wor...

5
I needed spares for my car as I use it to get to work and back and due to.my finances I was not able to buy the items I needed straight out .This is where PayPal helped me as I could buy items I needed on ebay and spread the cost so I was able to do my journey to work . I use PayPal now for the higher price items I need and the monthly repayments are not too expensive for me .I would definitely recommend paypal as they could help you as they helped myself .A BIG 10 STAR Reviewed on: 13th June 2026
Tom Butler's avatar
Tom Butler

very helpful

5
at the moment I am not feeling my best sorry Reviewed on: 13th June 2026
Simon d's avatar
Simon d

Easy to understand and useful when you are buying or...

5
Easy to understand and useful when you are buying or sending money Reviewed on: 13th June 2026
Omm's avatar
Omm

Handy to use when purchasing things, safely and cost...

5
Handy to use when purchasing things, safely and cost effectively. Widely accepted at most retailers Reviewed on: 13th June 2026
CoRo's avatar
CoRo

Great options and easy to use, accepted everywhere

5
Great options and easy to use, accepted everywhere Reviewed on: 13th June 2026
Peter L's avatar
Peter L

I’m using for over 10 years Paypal and still the...

5
I’m using for over 10 years Paypal and still the best Reviewed on: 13th June 2026
Bogdan's avatar
Bogdan

I’ve experienced buying with 0% in 4 months, buy now...

5
I’ve experienced buying with 0% in 4 months, buy now and pay in 3 instalments. Both has made my purchasing experience much better and easier with PayPal. And the fact that you are not instantly charged interest on the day your 4 months 0% offer ends is a breath of fresh air and gives me peace of mind whenever I thought about my account. Reviewed on: 13th June 2026
Josef's avatar
Josef

Many years i use only paypal!

5
Many years i use only paypal! You best i make easy life! Reviewed on: 13th June 2026
Denis K's avatar
Denis K

Paypay Credit

5
A great way to spread costs over 3 to 4 months interest free. In this cost of living crisis it's a great option where appropriate obviously staying within your means. Reviewed on: 13th June 2026
Grant B's avatar
Grant B

Great experience

5
Great experience. Good customer service and support Reviewed on: 13th June 2026
Emmanuel Kassi's avatar
Emmanuel Kassi

Review PayPal: PayPal Credit now

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