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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140269 reviews)

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4.73

Based on 140,269 reviews, last reviewed 16th Jun 2026

4113750% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140269)

Quick, easy and no hassle.

Quick, easy and no hassle. Simple instructions and clear updates. Reviewed on: 13th June 2026

Excellent way to budget

Simple and easy to use the pay in three is an excellent tool for budgeting Reviewed on: 13th June 2026

Difficult to navigate app.

Difficult to navigate app. Customer service hidden away in a cave somewhere. Reviewed on: 13th June 2026

Peace of mind

Good that paypal got my back as they handle my payments efficiently and the pay in 4 option is cherry on the top Reviewed on: 13th June 2026

Easy to use used to pay in 3 to buy...

Easy to use used to pay in 3 to buy a new MacBook Reviewed on: 13th June 2026

Paypal is a very convenient and low cost method of p...

Paypal is a very convenient and low cost method of paying for goods and services. Reviewed on: 13th June 2026

They just get on and sort out any problems.

They just get on and sort out any problems. Reviewed on: 13th June 2026

Pay friends

I've always used PayPal for online purchases as it provides much needed security in these times of online scammers everywhere, PayPal credit have been a blessing, giving me a helping hand when I need a little help in these tough times, the app is easy to negotiate and having all your transactions, balances, etc,, in front of you makes it easy to keep inside of your budget as well as having a great range of online vouchers to give you that little bit more freedom to treat yourself, PayPal is my no1 credit friend Reviewed on: 13th June 2026

PayPal makes buying on line simpler and safer.

I always use PayPal to buy goods online, it’s an easy and secure platform that never disappoints. The only reason that I gave a “Neutral” rating against Customer Service is because I’ve never had to use it, but if the rest of their platform is a measure, then I am sure it’s just as good. Reviewed on: 13th June 2026

Great service and easy to use.

Great service and easy to use. PayPal Credit gives me flexibility when shopping online, and managing payments is simple. Very happy with the experience. Reviewed on: 13th June 2026

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