Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,282 reviews, last reviewed 16th Jun 2026
4114350% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very useful financial tool always available with m... A very useful financial tool always available with many options plus paypal keeps your account under control with regular notifactions and updaited in... Read more Reviewed on: 16th June 2026
SIMLEA's avatar
SIMLEA

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140282)

Easy to use PayPal!

5
Easy to use PayPal!! Pay in 3 option is great too!! Reviewed on: 13th June 2026

I find PayPal very convenient especially for online...

5
I find PayPal very convenient especially for online transactions particularly as it speeds up the payment process when visiting a new site where you can pay without having to enter card details each time Reviewed on: 13th June 2026

I use it all the time.

5
I use it all the time. It’s easy, safe and I love the credit option to spread payments. Refunds are handled exceptionally. It’s a 10/10 payment service for me. Reviewed on: 13th June 2026

Quick, easy and no hassle.

5
Quick, easy and no hassle. Simple instructions and clear updates. Reviewed on: 13th June 2026

Excellent way to budget

5
Simple and easy to use the pay in three is an excellent tool for budgeting Reviewed on: 13th June 2026

Difficult to navigate app.

5
Difficult to navigate app. Customer service hidden away in a cave somewhere. Reviewed on: 13th June 2026

Peace of mind

5
Good that paypal got my back as they handle my payments efficiently and the pay in 4 option is cherry on the top Reviewed on: 13th June 2026

Easy to use used to pay in 3 to buy...

5
Easy to use used to pay in 3 to buy a new MacBook Reviewed on: 13th June 2026

Paypal is a very convenient and low cost method of p...

4
Paypal is a very convenient and low cost method of paying for goods and services. Reviewed on: 13th June 2026

They just get on and sort out any problems.

5
They just get on and sort out any problems. Reviewed on: 13th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review