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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I love how easy it is to use.

I love how easy it is to use...the app is user friendly and issues are always resolved quickly Reviewed on: 13th July 2026

Good good good

Good good good good good good good good good good good Reviewed on: 13th July 2026

Never have I been successful in a case I have risen...

Never have I been successful in a case I have risen but always loose when against me Reviewed on: 13th July 2026

Paypal didn't help at all when one parcel was stolen...

Paypal didn't help at all when one parcel was stolen from my doorstep . Then other was sent to a wrong address . I received neither item but was still charged. Expected PayPal to help they did nothing Reviewed on: 13th July 2026

Excellent credit service.

Excellent credit service. Clear and precise about interest etc. Reviewed on: 13th July 2026

Very easy to make a payment. And security.

Very easy to make a payment and security. Reviewed on: 13th July 2026

Very easy to use , anywhere at anytime

Very easy to use , anywhere at anytime Reviewed on: 13th July 2026

Easy to use

Found it easy to use and helps to spread the cost Reviewed on: 13th July 2026

Easy yo use and satisfaction that anything goes wron...

Easy yo use and satisfaction that anything goes wrong PayPal will resolve issue Reviewed on: 13th July 2026

Very cool & no other app like paypal

Very cool & no other app like paypal Reviewed on: 13th July 2026

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