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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,282 reviews, last reviewed 16th Jun 2026
4114350% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very useful financial tool always available with m... A very useful financial tool always available with many options plus paypal keeps your account under control with regular notifactions and updaited in... Read more Reviewed on: 16th June 2026
SIMLEA's avatar
SIMLEA

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140282)

Pay friends

5
I've always used PayPal for online purchases as it provides much needed security in these times of online scammers everywhere, PayPal credit have been a blessing, giving me a helping hand when I need a little help in these tough times, the app is easy to negotiate and having all your transactions, balances, etc,, in front of you makes it easy to keep inside of your budget as well as having a great range of online vouchers to give you that little bit more freedom to treat yourself, PayPal is my no1 credit friend Reviewed on: 13th June 2026
Michael a's avatar
Michael a

PayPal makes buying on line simpler and safer.

5
I always use PayPal to buy goods online, it’s an easy and secure platform that never disappoints. The only reason that I gave a “Neutral” rating against Customer Service is because I’ve never had to use it, but if the rest of their platform is a measure, then I am sure it’s just as good. Reviewed on: 13th June 2026
Dominic Field's avatar
Dominic Field

Great service and easy to use.

5
Great service and easy to use. PayPal Credit gives me flexibility when shopping online, and managing payments is simple. Very happy with the experience. Reviewed on: 13th June 2026
Azita R's avatar
Azita R

PayPal has been a really useful personal tool.

5
PayPal has been a really useful personal tool. It’s my go to for transferring money digitally and I’ve frequently used pay-in-3 to break up big payments. It’s helped me avoid racking up interest on credit cards. Very happy. Reviewed on: 13th June 2026
David R's avatar
David R

Used for a long time

5
Used for a long time and have never had a problem. Fantastic for purchases that you need to get but can't pay it all right now. Reviewed on: 13th June 2026
Jaime T's avatar
Jaime T

Always prompt and reliable 24 / 7 availability

5
Always prompt and reliable 24 / 7 availability Reviewed on: 13th June 2026
Wilma A's avatar
Wilma A

Easy ready available and fair interest rates.

5
Easy ready available and fair interest rates. Reviewed on: 13th June 2026
Daniel 's avatar
Daniel

Simple and easy to use with great customer service.

5
Simple and easy to use with great customer service. Reviewed on: 13th June 2026
Willemvjs's avatar
Willemvjs

Excellant easy to use options don’t let you over spe...

5
Excellant easy to use options don’t let you over spend and contactable Reviewed on: 13th June 2026
Deb u's avatar
Deb u

PayPal & purchases

5
Easy to use and helpful for emergency purchases Reviewed on: 13th June 2026
Hayley Thompson's avatar
Hayley Thompson

Review PayPal: PayPal Credit now

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