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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,357 reviews, last reviewed 16th Jun 2026
4117450% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy transactions,safe transactions and good... Always easy transactions,safe transactions and good customer service! Reviewed on: 16th June 2026
OD's avatar
OD

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140357)

Pay with PayPal

4
It is great to pay quick and easy with PayPal. Improvement: allow automatic manual online reduction of PayPal credit. Reviewed on: 13th June 2026
K P's avatar
K P

Have used for many years without issue !

5
Have used for many years without issue !! Reviewed on: 13th June 2026
Kristian I's avatar
Kristian I

Great customer service, rates & options

5
Great customer service, rates & options Reviewed on: 13th June 2026
Lou's avatar
Lou

Always a simple straightforward transaction

5
Always a simple straightforward transaction Reviewed on: 13th June 2026
Garry H's avatar
Garry H

Paying throughout Paypal is a good way to avoid spre...

4
Paying throughout Paypal is a good way to avoid spreadîng card informations on sites. Reviewed on: 13th June 2026
Manyonga M's avatar
Manyonga M

Great service, does what I need it too.

5
Great service, does what I need it too. Reviewed on: 13th June 2026
Emily 's avatar
Emily

It's so user-friendly, you barely have to think abou...

5
It's so user-friendly, you barely have to think about it. And the option to pay later or in 3 is an absolute game-changer. It makes getting what you need right now totally stress-free. You can really count on this service. It just simplifies things so much. Definitely a smart way to handle purchases. Reviewed on: 13th June 2026
Alex C's avatar
Alex C

PayPal the possibilities are endless

5
PayPal is great because it is something that can be used to make purchases and then having the ability to pay off without leaving a dent in your pocket. The fact that it is widely recognised is even better. Reviewed on: 13th June 2026
Anthony Uzoka's avatar
Anthony Uzoka

Great for spreading out purchases

5
Great for spreading out purchases Reviewed on: 13th June 2026
Steve J's avatar
Steve J

Good service, apr is a little high in my personal op...

4
Good service, apr is a little high in my personal opinion. Reviewed on: 13th June 2026
Cmiles's avatar
Cmiles

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