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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,304 reviews, last reviewed 16th Jun 2026
4115200% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I highly recommend PayPal Credit. I highly recommend PayPal Credit. At first I was apprehensive about using it and adding another monthly expence to my bills but It has been incredibly... Read more Reviewed on: 16th June 2026
Chantal 's avatar
Chantal

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140304)

Hassle free’

5
No hassle payment interest plans are great! Reviewed on: 13th June 2026
S S's avatar
S S

Excellent service, keeps me updated on my spending

5
Excellent service, keeps me updated on my spending Reviewed on: 13th June 2026
Michele H's avatar
Michele H

Easy to use PayPal!

5
Easy to use PayPal!! Pay in 3 option is great too!! Reviewed on: 13th June 2026
Mikey W's avatar
Mikey W

I find PayPal very convenient especially for online...

5
I find PayPal very convenient especially for online transactions particularly as it speeds up the payment process when visiting a new site where you can pay without having to enter card details each time Reviewed on: 13th June 2026
Frank J's avatar
Frank J

I use it all the time.

5
I use it all the time. It’s easy, safe and I love the credit option to spread payments. Refunds are handled exceptionally. It’s a 10/10 payment service for me. Reviewed on: 13th June 2026
Racheytxoxo's avatar
Racheytxoxo

Quick, easy and no hassle.

5
Quick, easy and no hassle. Simple instructions and clear updates. Reviewed on: 13th June 2026
K B's avatar
K B

Excellent way to budget

5
Simple and easy to use the pay in three is an excellent tool for budgeting Reviewed on: 13th June 2026
Catherine C's avatar
Catherine C

Difficult to navigate app.

5
Difficult to navigate app. Customer service hidden away in a cave somewhere. Reviewed on: 13th June 2026
Carl R's avatar
Carl R

Peace of mind

5
Good that paypal got my back as they handle my payments efficiently and the pay in 4 option is cherry on the top Reviewed on: 13th June 2026
Salman M's avatar
Salman M

Easy to use used to pay in 3 to buy...

5
Easy to use used to pay in 3 to buy a new MacBook Reviewed on: 13th June 2026
Paul's avatar
Paul

Review PayPal: PayPal Credit now

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