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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,357 reviews, last reviewed 16th Jun 2026
4117450% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy transactions,safe transactions and good... Always easy transactions,safe transactions and good customer service! Reviewed on: 16th June 2026
OD's avatar
OD

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140357)

Great product

5
All interface easy to use. Great options to pay in different ways. Notifications and additional warning when payment is due to avoids charges would improve. Reviewed on: 13th June 2026
Emily H's avatar
Emily H

I’ve been using PayPal credit for almost a decade now.

5
I’ve been using PayPal credit for almost a decade now. Over the years they upgraded some features. So handy to use when stuck on money for the month Reviewed on: 13th June 2026
Ruth J's avatar
Ruth J

Safe and easy

5
So easy and convenient to use and I feel the security is great to Reviewed on: 13th June 2026
Debbie S's avatar
Debbie S

The new way of Banking.

5
In my view an excellent banking system my refund was refunded very quickly the cridit system is fantastic. Obviously, charges are applied if you don't pay your bill on time, but that charge is reasonable. this way of Banking is reviving local economies. I think this way of banking is the Future of banking, Mr D Norris Reviewed on: 13th June 2026
Douglas N's avatar
Douglas N

If I ever have a problem PayPal sorts it out fairly...

5
If I ever have a problem PayPal sorts it out fairly and quickly Reviewed on: 13th June 2026
Paul T's avatar
Paul T

Flexible and Easy to use product

5
Easy to navigate app and find information. Easy to use when shopping. Flexible and good range of services eg tranaferring money. App is clearly laidnout and offers and range of payment options is versatile. Reviewed on: 13th June 2026
Mol's avatar
Mol

Efficient and easy to use

5
So far PayPal credit has been easy to use on products I have wanted. Citnsxtd customer service once and they dealt with my issues efficiently Reviewed on: 13th June 2026
Laura C's avatar
Laura C

Very good customer service department happy to help.

5
Very good customer service department happy to help. Great to spend online. I had some queries and they were answered straight away. Easy to add card to Google wallet also and use in outlets etc. Reviewed on: 13th June 2026
Jess A's avatar
Jess A

Excellent digital services.

5
Excellent digital services. Now you offer a physical card I can’t find a better credit provider other than PayPal ! Reviewed on: 13th June 2026
BenL's avatar
BenL

I have used PayPal for many years without issue.

5
I have used PayPal for many years without issue. The only caveat is that when using PayPal credit it doesn’t feel as protected as buying with a credit card. At least that is the feeling I got from their customer service team. Reviewed on: 13th June 2026
Simon's avatar
Simon

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