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PayPal: PayPal Credit reviews

4.73
Based on 140,427 reviews, last reviewed 16th Jun 2026
4120600% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used pay pal credit for around 5 years it’s suc... I’ve used pay pal credit for around 5 years it’s such a good way of getting things on the priceyer side and paying up. Reviewed on: 16th June 2026
Chloe G's avatar
Chloe G

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140427)

Easy quick and safe fast to process transactions and...

5
Easy quick and safe fast to process transactions and clear to understand terms Reviewed on: 13th June 2026

Really great fulfilling experience

5
Really great fulfilling experience with great support and strong communication from PayPal for any if my eneuiried Reviewed on: 13th June 2026

love it easy to use and had no problems using it, gr...

5
love it easy to use and had no problems using it, great for my online purchases Reviewed on: 13th June 2026

so easy to use and very helpful with any problems...

5
so easy to use and very helpful with any problems Reviewed on: 13th June 2026

Buy now pay later

5
Easy to use and great way to buy now and pay later. Reviewed on: 13th June 2026

Very safe to use everywhere and give me the security...

5
Very safe to use everywhere and give me the security I need. It give you the update clearly and easy to find out when your payment due. Excellent to have it Reviewed on: 13th June 2026

I've not had any issues with using PayPal credit.

5
I've not had any issues with using PayPal credit. I can use it anywhere I can pay by phone. Reviewed on: 13th June 2026

PayPal credit has been a lifesaver for me as a singl...

5
PayPal credit has been a lifesaver for me as a single parent. I love that I can pay for things in 3 monthly payments with no interest added. The app is very simple to use and you get notifications as well as emails when a payment is due. Reviewed on: 13th June 2026

Easy transactions, no long waits on the phone and al...

5
Easy transactions, no long waits on the phone and always polite Reviewed on: 13th June 2026

Great service

5
I paid twice for the same order. PayPal made sure the second payment did not go through. The fact that the transactions can be seen so quickly is very useful! Very happy with the service that PayPal provides to the customer. Reviewed on: 13th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review