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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Clear, great communication.

Clear, great communication. App easy to use. I feel like I'm in total control. Found it very helpful over the years for electronic purchases. Reviewed on: 28th May 2025

Easy to use, plenty of options from retailers to use...

Easy to use, plenty of options from retailers to use PayPal. Reviewed on: 28th May 2025

Secure transactions

PayPal provides security into using my cards online. Reviewed on: 28th May 2025

PayPal Credit is a great way to spread payments over...

PayPal Credit is a great way to spread payments over a longer period of time. I use PayPal pay in 3 which also enables me to buy items interest free. PayPal credit is easy to use once approval has been achieved. Reviewed on: 28th May 2025

Must have

Simple interface, works with major brands making its use effective. Reviewed on: 28th May 2025

Easy to use, fast, reliable!

Easy to use, fast, reliable! My first option every time I want to buy something that’s a bit over my budget. Reviewed on: 28th May 2025

PayPal credit

PayPal credit has helped me with my finances especially when I can pay a bill over 3 months with no interest charged Reviewed on: 28th May 2025

Easy to navigate

Easy to navigate, clear and easy to adjust payments Reviewed on: 28th May 2025

I love using Paypal, help me a lot by day to day spe...

I love using Paypal, help me a lot by day to day spending money especially when I don’t have enough money . PayPal is there always in my mind. Reviewed on: 28th May 2025

Rating on customer's service

Customer's service always great. Friendly user service. Always trying to support in anyway Reviewed on: 28th May 2025

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