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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,477 reviews, last reviewed 16th Jun 2026
4122950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interest rates and great offers Excellent interest rates and great offers Reviewed on: 16th June 2026
Ffion H's avatar
Ffion H

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140477)

Faultless and excellent service

5
Faultless in their attention to process detail. Responsive customer service and their app is improving everyday.. Highly automated but but you can talk to people if you need them. Reviewed on: 13th June 2026
Martin Hayles's avatar
Martin Hayles

Flexible way to make purchases.

5
Flexible way to make purchases, without it being complicated. Credit limits set, so you instantly know what you can afford. Reviewed on: 13th June 2026
Lindc's avatar
Lindc

I have found PayPal Credit to be very easy to use, f...

5
I have found PayPal Credit to be very easy to use, fast and trouble free. The most important thing to me is the security it provides, it's a great comfort that you feel safe, with piece of mind when using PayPal Credit services. Well done to all at PayPal Credit. Reviewed on: 13th June 2026
John V's avatar
John V

Customer service has always been of a high standard

5
Customer service has always been of a high standard Reviewed on: 13th June 2026
Paul 's avatar
Paul

Gives me enough time to pay, and is very helpful

5
Gives me enough time to pay, and is very helpful Reviewed on: 13th June 2026
Chaz Eland's avatar
Chaz Eland

I’ve used PayPal for many years and always found the...

5
I’ve used PayPal for many years and always found the functionality and ease of use with many retailers to be excellent. I more recently started using PayPal credit and again, have only had a great experience and would highly recommend to friends and family. Thank you PayPal! Reviewed on: 13th June 2026
Kate R's avatar
Kate R

convenient

5
Easy to use and convenient I use it in most transactions I do Reviewed on: 13th June 2026
Sam's avatar
Sam

Convinient

5
Its very convenient to pay,you can just plan how to pay Reviewed on: 13th June 2026
Shery's avatar
Shery

Very easy and quick and also convent to choose the p...

5
Very easy and quick and also convent to choose the payment option. Reviewed on: 13th June 2026
Sridhar T's avatar
Sridhar T

Quick great many options. I like it

5
Quick gray menu options, use it for many years Reviewed on: 13th June 2026
Michael's avatar
Michael

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