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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Just a bit rubbish in general and blah

3
Just a bit rubbish in general and blah Reviewed on: 13th July 2026
Iain G's avatar
Iain G

A variety of options makes using PayPal flexible and...

5
A variety of options makes using PayPal flexible and useful. The 4 month interest free period is a great way to manage finances. Reviewed on: 13th July 2026
Barry's avatar
Barry

great way to space out payments and I got money off...

5
great way to space out payments and I got money off too so that's great Reviewed on: 13th July 2026
Lee H's avatar
Lee H

I have used paypal for many years.

5
I have used paypal for many years. The most reliable service that protects your money as well as providing ways of making purchases affordable. I use paypal for all online purchases! And even have a card to use in store for my credit account. Reviewed on: 13th July 2026
Han C's avatar
Han C

Always been reliable and secure, fast payments and g...

4
Always been reliable and secure, fast payments and good customer service Reviewed on: 13th July 2026
Alexandra 's avatar
Alexandra

Recommended

5
Very happy and never had an issue with service Reviewed on: 13th July 2026
Joe S's avatar
Joe S

Trustworthy.

5
Trustworthy. Keep you informed. Quick and easy Reviewed on: 13th July 2026
debra farrell's avatar
debra farrell

Could be better

4
It's easy to accidently click credit when making purchases when you wanted to click pay with card. Also I wish the chat service was easier to sieak to a human. Reviewed on: 13th July 2026
PIXIE's avatar
PIXIE

Definitely Recommend.

5
I used it to pay for a tv with Argos. 100% reccomend. easy and reliable. Easy to access!! Reviewed on: 13th July 2026
Callum 's avatar
Callum

Firt class all the way

5
I have never had a problem that PayPal have not been able to sort out for me, always first class service Reviewed on: 13th July 2026
Arlene G's avatar
Arlene G

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