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PayPal: PayPal Credit reviews

4.73
Based on 140,522 reviews, last reviewed 16th Jun 2026
4124900% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and no nonsense. PayPal is easy to use and no nonsense. Rates and offers are good and helps spread the cost of larger purchases across more than one pay day. I have co... Read more Reviewed on: 16th June 2026
Ludo's avatar
Ludo

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140522)

Only ever had a positive experience using the PayPal...

5
Only ever had a positive experience using the PayPal credit card. Has made purchasing high cost items easier using the 0% over 4 months without incurring any interest charges Reviewed on: 13th June 2026

Easy to use, quick, convenient payments

3
Easy to use, quick, convenient payments Reviewed on: 13th June 2026

Better perks than other service providers

5
I use PayPal credit because it gives 4 months interest free instead of 3 that klarna gives. I now love the rewards too which is another bonus! Reviewed on: 13th June 2026

It’s convenient and easy to use.

5
It’s convenient and easy to use. Designed to suit everyone. Reviewed on: 13th June 2026

Simple to use very versatile with great support.

5
Simple to use very versatile with great support. Reviewed on: 13th June 2026

If you want a seamless, secure and hassle free way t...

5
If you want a seamless, secure and hassle free way to manage your online payments, PayPal is the gold standard. Highly recommended! Reviewed on: 13th June 2026

Paypal protects its customers, has excellent custome...

5
Paypal protects its customers, has excellent customer service and is always available. I would always choose Paypal as a safe, secure method of payment. Reviewed on: 13th June 2026

Used PayPal credit for years interest rates reasonab...

4
Used PayPal credit for years interest rates reasonable if any issues you call and speak to a actual person always professional Reviewed on: 13th June 2026

Low interest rates, PayPal being accepted on the maj...

5
Low interest rates, PayPal being accepted on the majority of companies websites, and having a physical card Reviewed on: 13th June 2026

I had issues and PayPal sorted it without any problems

5
I had issues and PayPal sorted it without any problems Reviewed on: 13th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review