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PayPal: PayPal Credit reviews

4.73
Based on 140,583 reviews, last reviewed 16th Jun 2026
4127700% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Very accessible whenever I need it Reviewed on: 16th June 2026
Karen B's avatar
Karen B

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140583)

Never had any issues always easy to use.

5
Never had any issues always easy to use. Reviewed on: 13th June 2026

I use paypal often, i feel its one of the safest way...

5
I use paypal often, i feel its one of the safest ways to pay or transfer the money Reviewed on: 13th June 2026

Reliable Service

5
App is brilliant and easy to use. Always works and quick to make payments. Reviewed on: 13th June 2026

Great service.

4
Great service. Tracks my deliveries. Easy login. Easy to pay off. Rewards as well. Overall, I’m very happy. Reviewed on: 13th June 2026

Fast becoming my default way to pay.

5
It’s so easy to process as a payment and there is many places that take it as a payment method and with the added benefit of “pay in 3” with no interest over the 3 months and “PayPal +” now it’s the only way I pay for everything. My bank cards don’t even come out. Reviewed on: 13th June 2026

Excellent service

5
Excellent service. Always efficient and reliable with great customer service and ease of use. Paypal is a name you can rely on Reviewed on: 13th June 2026

It’s a simple process and very convenient

5
It’s a simple process and very convenient Reviewed on: 13th June 2026

Great service

5
I use PayPal often, never had any issues at all. Makes paying for things so easy. Reviewed on: 13th June 2026

Great experience and good service

5
Great experience and good service Reviewed on: 13th June 2026

Easy setup & Management

5
It was easy to set up, haven't had to use customer service yet hence neutral score Reviewed on: 13th June 2026

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