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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,552 reviews, last reviewed 16th Jun 2026
4126250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service customer care is amazing Very good service customer care is amazing Reviewed on: 16th June 2026
Mrs C s argyle 's avatar
Mrs C s argyle

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140552)

Always reliable

5
Always reliable and good set up I use it for all purchases possible Reviewed on: 13th June 2026
Paul A's avatar
Paul A

PayPal my number one payment method

5
If I've ever had a problem with a transaction, PayPal has always sorted it out fairly ,and efficiently. PayPal is normally my number one payment method ,when purchasing online goods. I feel much more safe using PayPal when conducting my transactions. Reviewed on: 13th June 2026
Angela H's avatar
Angela H

All is great

5
Everything okay , accept some places that you cannot pay with card you have to use Apple Pay Reviewed on: 13th June 2026
Que's avatar
Que

I have a couple of purchases on PayPal credit, I lik...

5
I have a couple of purchases on PayPal credit, I like the use of spreading the cost over a few months or even having it interest free for 4 months so you've got time to save for it to pay it off but you've already got the purchase so you don't have to wait for it, definitely recommend to others, there's not many other credit brokers out there that do this service, excellent Reviewed on: 13th June 2026
Daz's avatar
Daz

I have used PayPal for years and have PayPal credit...

5
I have used PayPal for years and have PayPal credit and pay in 3 and it makes it so much more affordable to spread the cost and not have to pay in one Reviewed on: 13th June 2026
Lesley S's avatar
Lesley S

Easy to use, flexible and clear communications

5
Easy to use, flexible and clear communications Reviewed on: 13th June 2026
Josh Francis's avatar
Josh Francis

Good offers, reasonable credit limits

5
Good offers, reasonable credit limits Reviewed on: 13th June 2026
Callum T's avatar
Callum T

Simple flexible secure.

5
Simple flexible secure. Very happy using PayPal, particularly for online purchases. Reviewed on: 13th June 2026
DM's avatar
DM

Wonderful experience

5
Easy to use and good protection. First came across the service when I was not well and needed a break. We booked a holiday and was able to pay with Pay PAL Credit when we would have had to pay in full which took presstoff us Reviewed on: 13th June 2026
J D's avatar
J D

PayPal is the most useful and secure Payment method...

5
PayPal is the most useful and secure Payment method I have ever used. Reviewed on: 13th June 2026
William K's avatar
William K

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