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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Pay in three

Being able to split a bill into three payments is a real help. Reviewed on: 28th May 2025

Love PayPal great facility to have available.

Love PayPal great facility to have available. Reviewed on: 28th May 2025

for me paypal is a very helpfull, in poor situations.

for me paypal is a very helpfull, in poor situations. Most of time, paypal like one of my family helpet me. In many cases even better. however in many cases paypal is first supporter and backup. Reviewed on: 28th May 2025

Very good.

Very good. Paypal is very important for me. Reviewed on: 28th May 2025

Reliability

They are reliable and can be trusted at all times Reviewed on: 28th May 2025

RECOMMENDATIONS

safety and trust good service and very friendly Reviewed on: 28th May 2025

Good customer service, quick resolution to unscrupul...

Good customer service, quick resolution to unscrupulous traders who advertise online as genuine retailers Reviewed on: 28th May 2025

I am always trusted on PayPal.

I am always trusted on PayPal. It is reliable and fast. Reviewed on: 28th May 2025

PayPal credit help pay for my holidays.

PayPal credit help pay for my holidays.Which was awesome.It was less hassle.My family in America uses PayPal to send me money which was handy and way straight forward that other financial services. Reviewed on: 28th May 2025

i use paypal for most payments.

i use paypal for most payments. it's easy and reliable. I am confident in using it and is safer .I also use paypal credit which suits my needs .if I have a problem it is sorted out straight away and they keep me updated. Reviewed on: 28th May 2025

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