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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Best safe experience

I feel safer when I shop using PayPal because of all the extra benefits such as pay in 3 when also help me financially. And I love the points rewards and the offers for extra points Reviewed on: 12th July 2026

I have been using PayPal for many years now and has...

I have been using PayPal for many years now and has helped me pay for goods and spread the cost over time which has been very helpful Reviewed on: 12th July 2026

Best products and service.

Best products and service. My favourate 4 months 0%. Reviewed on: 12th July 2026

They have excellent timely service and helps in ever...

They have excellent timely service and helps in every situation of need seamlessly Reviewed on: 12th July 2026

Safe online shopping

Never had a problem safest way to buy products online by miles worrie free shopping.. Reviewed on: 12th July 2026

Great helps

PayPal credit really served me when the need arises. It covered my back before my pay date. Thank you Reviewed on: 12th July 2026

Very good banking

Very good banking and still loads of fun with this money saver Reviewed on: 12th July 2026

I buy lots and lots of stuff of ebay and always pay...

I buy lots and lots of stuff of ebay and always pay using PayPal im very pleased with their sevice Reviewed on: 12th July 2026

Lots of payment options for ease

Lots of payment options for ease Reviewed on: 12th July 2026

Good for making big purchases

I was able to make a flight purchase and pay it in installments. I think it is worth using PayPal credit for big expenses Reviewed on: 12th July 2026

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