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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal is very safe and friendly to use.

Paypal is very safe and friendly to use, it is so handy and accepted widely. One time i have been fraud and when i contacted paypal , after reviewing everything they have return my money , so from that time whenever i pay to nee and unknown enity i always use paypal , but also i used it in my daily payments. Reviewed on: 28th May 2025

Really flexible

Had no problems with them. Really flexible Reviewed on: 28th May 2025

Very easy to stay in touch.

Very easy to stay in touch. All the info is easily accessible Reviewed on: 28th May 2025

Eve had a problem with PayPal and very useful way us...

Eve had a problem with PayPal and very useful way use credit Reviewed on: 28th May 2025

Queries are sorted very quickly.

Queries are sorted very quickly. All transactions are transparent and easy to follow. Communication is easy. Website easy to use Reviewed on: 28th May 2025

Feeling lucky

I was very happy to qualify for payoal credit as i never wanted to have a credit card. This is a great solution. Reviewed on: 28th May 2025

Recommend

Had no problems at all been using for years now. Reviewed on: 28th May 2025

Excellent service every time

Excellent service every time, any problems quickly resolved by very helpful customer service Reviewed on: 28th May 2025

Always have a good experience with PayPal.

Always have a good experience with PayPal. Accepted by a lot of retailers and very quick to sort out any issues with anything. Reviewed on: 28th May 2025

Spreading the cost of payment is simple with PayPal.

Spreading the cost of payment is simple with PayPal, and the 0% interest on the payments is great. I have been using the service for years and have never encountered a problem. Reviewed on: 28th May 2025

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