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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great use it a lot.

Great use it a lot. I've been using PayPal for a number of years with out any issues. Reviewed on: 28th May 2025

A very convenient and easy option to pay for items.

A very convenient and easy option to pay for items. The time given to pay has made such a difference, especially Pay in 3. Reviewed on: 28th May 2025

Every time I need to use it, it works: no fuss.

Every time I need to use it, it works: no fuss. Even refunds are dealt with. I even have a pay in instalments transaction work out well. Perfect. Reviewed on: 28th May 2025

Great ways to manage my money and still get the good...

Great ways to manage my money and still get the goods and services I need Reviewed on: 28th May 2025

It's convenient and accepted in lots of places, I tr...

It's convenient and accepted in lots of places, I try to use the 0% offers mostly however as any form of APR is too much when it can be avoided Reviewed on: 28th May 2025

User friendly app , credit options available to suit...

User friendly app , credit options available to suit my budget and circumstances Reviewed on: 28th May 2025

Pay pal has helped me bought a lot of items and paid...

Pay pal has helped me bought a lot of items and paid them installments with no interest Reviewed on: 28th May 2025

PayPal the revolution

I have used PayPal for years, it revolutionised how to pay for items quickly and safely. Easy to use and they don't bombard me with emails. Recently I used their PayPal credit card, something I was reluctant to use because of bad experiences with previous retailers but they had prompt me a reminder that a payment was due and how to avoid paying for extra costs or more interest. If ever the pay with PayPal option is available at checkouts....it gets used every time. Reviewed on: 28th May 2025

Seasoned user

Have used PayPal for many years now - simple, fast, safe and reliable! Only yesterday recommended it to my son for his business! Reviewed on: 28th May 2025

Really good.

Really good. I recommend PayPal credit. Reviewed on: 28th May 2025

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