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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,668 reviews, last reviewed 16th Jun 2026
4131350% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Hassle free I've just been able to use to buy a new washing machine with no stress. Reviewed on: 16th June 2026
Donna Lester's avatar
Donna Lester

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140668)

very good service, I am satisfied

5
very good service, I am satisfied Reviewed on: 13th June 2026
Edit's avatar
Edit

I have been using Pay Pal for many years and have en...

5
I have been using Pay Pal for many years and have enjoyed the experience immensely, the way they help is really appreciated. Reviewed on: 13th June 2026
Eric C's avatar
Eric C

PayPal credit do not update statement straight away...

4
PayPal credit do not update statement straight away take 3 or 5 days to see actual balance or leftover to pay Reviewed on: 13th June 2026
Jason G's avatar
Jason G

Amazing company

5
I was really stupid with credit in my past and it took me years to get back on track and PayPal was one of the first people to give me credit again and with you I have built my credit score back up to a really great score your very easy to use the app is very easy to navigate and your customer service makes you feel like you care I would and have recommended you to everyone thank you for a great service Reviewed on: 13th June 2026
Darren C's avatar
Darren C

Straightforward to use the app and pay for items.

5
Straightforward to use the app and pay for items. Reviewed on: 13th June 2026
Karn H's avatar
Karn H

Straight forward payment system, brilliant customer...

5
Straight forward payment system, brilliant customer service and an app that is easy to use whether for payments or investments. Reviewed on: 13th June 2026
Stephen D's avatar
Stephen D

Interest-free credit at the start of a purchase is a...

5
Interest-free credit at the start of a purchase is a game-changer. Plus, you can earn points, making it more worthwhile than other credit cards. Reviewed on: 13th June 2026
David Patterson's avatar
David Patterson

Flexible

5
Excellent 4 months to pay or spread the cost very easy to use and manage Reviewed on: 13th June 2026
ASW's avatar
ASW

Incredible service and excellent terms of c...

5
Incredible level of service and excellent terms of credit. Reviewed on: 13th June 2026
M C A P's avatar
M C A P

Overall satisfaction, minor gripe

4
Sometimes the statements are issued late, so you may have made a payment and then they shock you with an arrears that no longer applies. Reviewed on: 13th June 2026
Mich F's avatar
Mich F

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