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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Exceptional service

Exceptional service with secure methodology. Reviewed on: 12th July 2026

I am really happy with PayPal I have used them for a...

I am really happy with PayPal I have used them for a number of years and they have continually improved adding new features. I look forward to even more. Reviewed on: 12th July 2026

Very easy to use and feel safe using it

Very easy to use and feel safe using it Reviewed on: 12th July 2026

I have found PayPal to be a quick, easy and safe way...

I have found PayPal to be a quick, easy and safe way to buy online. I also love the pay in 3 option. Reviewed on: 12th July 2026

Secure transactions

Secure transactions; you can choose your payment method. Fast and secure payments—everything in one place. Reviewed on: 12th July 2026

Paypal Credit is so handy and allows me to spread th...

Paypal Credit is so handy and allows me to spread the cost of larger purchases. Its so simple to use, set up and manage its ideal. Fingerprint security gives peace of mind also. Reviewed on: 12th July 2026

YES YES YES!!

PayPal is simple, reliable and easy to use! Always my go-to! Reviewed on: 12th July 2026

PayPal helped me in many ways

I’ve had PayPal for years, when I was younger my grand parents used to be able to send me pocket money for little jobs I did. Since I have grown up, I have used PayPal for various things including the PayPal pay in 3 and monthly split the costs. It’s helped me build up my credit rating and it makes life so much easier when it comes to money transfers and starting savings accounts. the PayPal credit card is just as addective! Reviewed on: 12th July 2026

Simple to use, flexible payment options

Simple to use, flexible payment options Reviewed on: 12th July 2026

Excellent

Easy to use, accepted at most retailers. Great to have the 4 month interest free option. Reviewed on: 12th July 2026

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