Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140708 reviews)

View other PayPal products

4.73

Based on 140,708 reviews, last reviewed 16th Jun 2026

4133050% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great easy to use Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140708)

When you ask them to investigate a delivery they don...

When you ask them to investigate a delivery they don’t keep you updated that’s the only problem I have with PayPal Reviewed on: 13th June 2026

Easy to use extended amount of interest free options...

Easy to use extended amount of interest free options, convenient Reviewed on: 13th June 2026

Easy and Convenient

The application was quick and straightforward. Everything is managed in the PayPal app, and I like that you can add the card to Apple Wallet or request a physical one. A smooth, modern experience overall. Reviewed on: 13th June 2026

Safe and secure way of paying for goods.

Safe and secure way of paying for goods. 4 months interest free or spread the cost, and its all very secure. Reviewed on: 13th June 2026

Thank you PayPal

Paypal really helped me when going through difficult times to reorganise my finances ! Thank you Paypal Reviewed on: 13th June 2026

Been with PP many years and always had excellent ser...

Been with PP many years and always had excellent service with zero problems. All transactions were carried out in a fast style. Thank you PP Reviewed on: 13th June 2026

Easy to use, payment options really convenient and t...

Easy to use, payment options really convenient and trustworthy. Reviewed on: 13th June 2026

Super easy

So simple. Give great updates and app is very easy to use. Ive used many banks in the last 15 years but this one is by far the best. Thank you paypal Reviewed on: 13th June 2026

Paypal is straight forward and safe to use.

Paypal is straight forward and safe to use. Reviewed on: 13th June 2026

Better than Credit Card

I have been using PayPal credit regularly for big purchases as I can spread the payment over 4 months interest free which is a better option financially compared to using a credit card. So far I haven’t come across any issue with PayPal credit. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71756 reviews
Payments
from PayPal 4.72 from 3752 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub