Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

PayPal Credit is great for spreading the cost

PayPal Credit is great for spreading the cost of purchases. It’s easy to use to pay for items online and very flexible. Reviewed on: 28th May 2025

Have been usung for many years, all good.

Have been using Paypal for many years everything good. Any contact with customer service has been positive. Reviewed on: 28th May 2025

I lost my MacBook.

I lost my MacBook. So I was really stuck. Thanks to PayPal I was able to get another one in a few minutes. Reviewed on: 28th May 2025

Always a human to talk to if ever required

Always a human to talk to if ever required Reviewed on: 28th May 2025

Pay in 3 is an excellent pay option

Pay in 3 is an excellent pay option Reviewed on: 28th May 2025

Paypal credit is always a fantastic

Paypal credit is always a fantastic (and my preferred) way of spreading the cost of larger purchases. Would always choose over competitors like Klarna etc Reviewed on: 28th May 2025

Secure and Convenient.

I use Paypal for most online payments as its secure and extremely convenient, Reviewed on: 28th May 2025

Feels like home

I have PayPal account for years, it’s actually my oldest. I love the ways you can use the credit and purchase things through PayPal, it feels safe and you know you’re always taken care of! Reviewed on: 28th May 2025

PayPal has been excellent, Fast payments, reliable,...

PayPal has been excellent, Fast payments, reliable, gives you confidence when purchasing, PayPal is my no1, trust PayPal more than my Bank. Reviewed on: 28th May 2025

Fantastic service as always!

Paypal have always kept customers up to date on changes etc. Their service is great as always. I have not spoken to anyone in a physical sense but they always make you feel like they are just a phone call away. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub