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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal credit is so easy to use and if you ever have...

PayPal credit is so easy to use and if you ever have a problem with goods paid for through PayPal they are very good at helping you resolve any issues you have. The customer service agents are very helpful and knowledgeable when you speak to them. Reviewed on: 28th May 2025

Easy to use

Easy to use and has option to pay in 3 monthly instalments with interest free Reviewed on: 28th May 2025

Easy to apply, quick and simple .

Easy to apply, quick and simple Make the shopping experience batter . Reviewed on: 28th May 2025

Simple to use

My experience of credit low interest charges. Easy to use app. Brilliant customer service. Different ways to pay. Reviewed on: 28th May 2025

Excellent financial services device

My experience of using PayPal. Has always been positive and I particularly like the 3 and five month payment plans Reviewed on: 28th May 2025

Safe and easy to use

Easy to use and transfer money. Easy and safe to pay online. App is Easy to use Reviewed on: 28th May 2025

A service you can rely on and trust.

A service you can rely on and trust. Always keeps you informed so you can manage your finances and is a great help in allowing you to spread the cost of purchasing Reviewed on: 28th May 2025

It is quiet simple to use the app, most importantly...

It is quiet simple to use the app, most importantly I feel quiet assured using it, the different options in how to pay is very helpful, I will continue to use pay pal going forward Reviewed on: 28th May 2025

Easy to use, flexible short term credit option, easy...

Easy to use, flexible short term credit option, easy to track on the app, PP credit has provided me with a viable 0% over 4 month credit option, which I can manage easily from the app, pay back periods are clear. Reviewed on: 28th May 2025

Easy to use, different ways to pay.

Easy to use, different ways to pay. Reviewed on: 28th May 2025

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