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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Everything PayPal Credit.

Everything is clear and no hassle with PayPal Credit. So easy to make purchases and repay in terms I'm comfortable with. Highly recommend. I make most of my purchases via PayPal Credit for its simplicity! Reviewed on: 12th July 2026

Using paypal for years, personal and business, also...

Using paypal for years, personal and business, also the Pos system for two businesses. It is the best customer service, and extremely easy to use and most importantly safe. Within 10 years, had only one unrecognised payment, which was refunded immediately by paypal. Extremely good rates on credit, and fair amounts given. Reviewed on: 12th July 2026

Reliable & Secure

I have been using PayPal for a long time and it remains my go-to method for online shopping. It makes checking out incredibly quick because I don’t have to type in my card details every time. More importantly, it gives me peace of mind knowing my financial information is secure and that I have buyer protection if something goes wrong with an order. Reviewed on: 12th July 2026

I have used paypal credit for a long time and find i...

I have used paypal credit for a long time and find it to be simple and convenient and we'll suited to my needs Reviewed on: 12th July 2026

Totally reliable quick service.

Totally reliable quick service. Gives me peace of mind knowing my purchases are safe. Every time I’ve had a problem with a retailer they have sorted out disputes without quibble. I won’t buy online without them. Reviewed on: 12th July 2026

I have Very very good experience

I have Very very good experience Reviewed on: 12th July 2026

Easy, convenient, secure!

Easy, convenient, secure!! I simply love it!! Reviewed on: 12th July 2026

Easy way to pay money online.

Easy way to pay money online. I don’t feel as worried making transactions Reviewed on: 12th July 2026

Very good and easy to use also I have used this app...

Very good and easy to use also I have used this app for many payments Reviewed on: 12th July 2026

Great! Would recommend

Using PayPal credit was great, allowing us to spread the cost and give some flexibility. Reviewed on: 12th July 2026

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