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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,689 reviews, last reviewed 16th Jun 2026
4132250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for 7 years and never had an... I've been using PayPal for 7 years and never had an issue. Reviewed on: 16th June 2026
Ana-Maria Dicu's avatar
Ana-Maria Dicu

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140689)

Secure, safe and easy

5
Love the security, ease of use speed of transactions and the option to pay in 3. Reviewed on: 13th June 2026
Linda E's avatar
Linda E

Have it now

5
Total protection for you with your purchase with PP. Don’t wait until item is out of stock, get it immediately with PayPal credit. Reviewed on: 13th June 2026
Snowy Owl's avatar
Snowy Owl

I use PayPal all time

5
I use PayPal all the time I feel safe i’m protected. can’t really comment on customer service as I’ve never had to use it Reviewed on: 13th June 2026
Lindsay B's avatar
Lindsay B

Purchasing made easy

5
Allowed us to purchase through an easy to use platform. It was easy to manage and keep track of. Reviewed on: 13th June 2026
Alex Macdonald's avatar
Alex Macdonald

paypal credit us great.

4
paypal credit us great. I use it to buy goods on ebay and it allows me to either pay up front, or about a month later. And for larger purchases it usually gives me the option of paying in installments, I test free. The app is easy to navigate too. Reviewed on: 13th June 2026
Boss Hogg's avatar
Boss Hogg

Excellent service throughout, easy and simple transa...

5
Excellent service throughout, easy and simple transactions with great deals everyday. Reviewed on: 13th June 2026
John Flint's avatar
John Flint

Simple application process, ideal and central locati...

5
Simple application process, ideal and central location to manage payments. Reviewed on: 13th June 2026
GingaNinjaDad's avatar
GingaNinjaDad

I’ve used PayPal for almost a decade now across 2 co...

5
I’ve used PayPal for almost a decade now across 2 countries, and it’s been a positive experience throughout. Reviewed on: 13th June 2026
Akintunde O's avatar
Akintunde O

PayPal account used for everything

5
Best for everything. Had no issues. Majority of my money spent is through PayPal Reviewed on: 13th June 2026
Robin 's avatar
Robin

i have used paypal for years and trust them .

5
i have used paypal for years and trust them using both credit and 3 payments but i like the credit most more time to pay its easy to get on to the site and i feel secure on it Reviewed on: 13th June 2026
steve iceton's avatar
steve iceton

Review PayPal: PayPal Credit now

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