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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent, PayPal really helpful in so many ways

PayPal really helpful in so many ways Reviewed on: 13th July 2026

Quick, easy and secure

PayPal has always been quick, easy and secure to use. Payments are simple to make, and I like having everything clearly recorded in one place. Overall, I’ve had a very good experience. Reviewed on: 13th July 2026

Great service

Great service easy to use and very convenient to split large payments or unexpected payments. Reviewed on: 13th July 2026

Easy to used the card payment , and friendly

Easy to used the card payment , and friendly Reviewed on: 13th July 2026

Good start,secure

Good start,secure,user friendly and the best Reviewed on: 13th July 2026

I’ve been using PayPal for many years and I’ve never...

I’ve been using PayPal for many years and I’ve never had any problems. I highly recommend it. Reviewed on: 13th July 2026

A simple yet absolutely safe way to make online paym...

A simple yet absolutely safe way to make online payments. Also whenever I had any issues with my transactions, the customer support team was extremely helpful Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. Customer service is prompt on reply. And happy with the pay in 3 option to spread my payment. Reviewed on: 13th July 2026

I love pay pal because I can also pay in 3 instalmen...

I love pay pal because I can also pay in 3 instalments, and also offers safety and security for online purchases, it was easy to apply and can also refer others to apply. Reviewed on: 13th July 2026

pending payments more visible.

Could do better making pending payments more visible. Reviewed on: 13th July 2026

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