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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,214 reviews, last reviewed 15th Jun 2026
4111150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No 1 market leader for me! Trusted, professional company ,friendly customer service. My go to for big purchases to pay in 3! Reviewed on: 15th June 2026
Donna R's avatar
Donna R

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140214)

Loved it and used it for years!

5
I’ve been using it for years! It helps a lot in managing travelling and other expenses. I loved the addition of virtual card as well. Payment management is super easy - definitely recommend it! Reviewed on: 13th June 2026
Elena G's avatar
Elena G

This Company is one of the best I have had the pleas...

5
This Company is one of the best I have had the pleasure to work with. If I notice anything I do not recognise the Company investigate and resolve the matter. Reviewed on: 13th June 2026
Winifred M's avatar
Winifred M

PayPal is my trusted preferred go to for any online...

5
PayPal is my trusted preferred go to for any online transactions and especially eBay. Adding their pay in three and PayPal credit options has just added to the flexibility. Recommend them every time. Reviewed on: 13th June 2026
Viv P's avatar
Viv P

Great for bigger purchases

5
PayPal credit has been great for buying the larger purchases, offering 0% interest for 4 months takes the stress away and it’s helped improved my credit score too. Reviewed on: 13th June 2026
Clare P's avatar
Clare P

Easy to use.

5
Easy to use and accepted by many online retailers. Also useful to make payments to charities I support and convenient for them. For larger payments it is great to have the 4 months interest free option. Reviewed on: 13th June 2026
Angela Lee's avatar
Angela Lee

So easy to use highly recommended

5
So easy to use highly recommended Reviewed on: 13th June 2026
Clare B's avatar
Clare B

Good customer service and website very easy to use

5
Good customer service and website very easy to use Reviewed on: 13th June 2026
Janet D's avatar
Janet D

Easy to to use clear limits.

5
Easy to to use clear limits. Like can use on my phone where ever I go or online. Like limits are regularly reviewed. Reviewed on: 13th June 2026
JennyC 's avatar
JennyC

Ease of use

5
I find PayPal very easy to use and love the ease of PayPal credit, makes purchases a lot easier and if their is an issue PayPal are there to help Reviewed on: 13th June 2026
Paul C's avatar
Paul C

PayPal credit is better than most of the credit card...

5
PayPal credit is better than most of the credit cards I have been using, the interest rates are affordable, the 4 months interest free for purchases over £99 are a amazing and the customer service is excellent. The only thing that bothers me a little is that the payments made to the card take long to update and sometimes there are discrepancies between the available credit and the balance. But that is all I dislike. Reviewed on: 13th June 2026
Alina C's avatar
Alina C

Review PayPal: PayPal Credit now

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